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Fall is for pumpkin spice and everything nice. Be sure to rake up the savings with a Dover Federal Credit Union 12 or 15-month term business share certificate! Grab these rates before they are gone! *APY = Annual Percentage Yield. APY effective October 1, 2026 and subject to change at any time. APY assumes compounding of dividends. Early withdrawals are subject to a penalty and will reduce APY. Membership eligibility required. See Credit Union for details.

Which behavioural indicators could help lenders better understand loan repayment risk in the future? We sat down with Christopher Ball, Co-Founder of Finch Technologies, to get his perspective on how behavioural data could support future assessments. “Determining which behaviours are most likely to contribute to someone defaulting on a loan is something we've been on the ground working to understand. Our transaction categorisation engine allows us to get a much more granular view of a customer's financial behaviour, including where they're spending their money, where they're saving, and ultimately what they're doing on a day-to-day basis. With this level of insight, we're able to build a much clearer picture of which behaviours are associated with higher or lower lending risk. It may not always be the obvious indicators you think of. Sometimes it's the alternative behavioural signals, such as how much someone is spending on Uber Eats deliveries each month, how many gambling transactions they have, how much they're spending on entertainment and alcohol, or how consistently they're saving. Individually, these signals may not be the deciding risk factor, but together they build a behavioural profile that helps predict the likelihood of similar spending patterns continuing in the months ahead. Over time, these models can also identify changes in behaviour, such as increasing discretionary spending or declining savings, which may indicate a shift in financial risk. This is the type of data we're exploring as we build more predictive risk models that lenders can use to strengthen their credit and risk assessment criteria” The opportunity is to understand financial behaviour as a pattern, rather than relying on any one transaction or category in isolation. Find out more about us: https://lnkd.in/egwg-ApQ #BehaviourIntelligence #TransactionData #FintechInsights

WILL ROBOTS KILL US ALL? After meeting China’s latest humanoid robot…. I’m no longer sure the Terminator was science fiction. But apparently, Wall Street is more afraid of AI than I am. After last week’s brutal tech selloff, investors were bracing for another disaster. Instead, markets are showing signs of recovery. And I think the AI bears are missing something HUGE. The global economy generates roughly $66 TRILLION in labor income every year. Suddenly, trillions invested in AI and robotics don’t seem so crazy. After seeing Unitree Robotics robots firsthand, I’m convinced the hardware is getting there. The software still has a long way to go. But within five years, I believe we’ll see robots transforming hospitality, manufacturing, logistics, and countless other industries. Getting there will require massive investments in AI, software, and computing power. That’s why I believe the AI boom still has room to run. At CoinRoutes and CRXTrade.com, we’re helping clients trade opportunities across pre-IPO and publicly listed companies, crypto, futures, and commodities. Because you don’t have to predict which company will win the AI revolution to find opportunities trading it. As for this Unitree robot? I’m still not sure whether it wanted to shake my hand, steal my job, or kill me 😂 Which companies do YOU think will win the AI and robotics revolution? NVIDIA, Tesla, Unitree Robotics, or someone we haven’t heard of yet? #AI #Robotics #Investing #CoinRoutes #CRXTrade Not investment advice. Derivative contacts including perpetual futures have the risk of total loss.

Należność w jednej spółce, zobowiązanie w drugiej, a w raporcie różnica. Brakująca faktura czy tylko inny kurs? Tak wygląda uzgodnienie intercompany we FlexiEPM: 1. Korzystamy z danych, które spółki już mają w księgach: z kont prowadzonych osobno dla każdego partnera z grupy, z raportu w ERP albo prosto z faktur. Ręczne formatki to ostateczność. 2. Zamiast tabeli różnic w Excelu jest jeden raport: która spółka ile wykazała wobec drugiej i gdzie kwoty się nie zgadzają. Z każdej kwoty można przejść do szczegółów. 3. Jeśli spółki podają też kwotę w walucie, np. w euro, system sam rozpozna, że różnica w złotych wynika tylko z innego kursu, i zaksięguje ją jako różnicę kursową. Spółki nie muszą wtedy szukać faktur. 4. Gdy różnic jest dużo i wracają przy każdym zamknięciu, można uzgadniać pojedyncze faktury, a nie tylko salda. Służy do tego moduł Intercompany Matching. Każda spółka wgrywa swoje dokumenty, a system sam łączy je w pary, np. po numerze faktury, dacie i kwocie. Przy różnicy od razu widać, których dokumentów dotyczy. Różnice, które zostają, spółki widzą w raporcie i wyjaśniają między sobą. Jutro (20.10) o 11:00 Tomasz Maksymiuk i Mariusz Sumiński pokażą to na żywo we FlexiEPM, razem z trudniejszymi przypadkami: rezerwami i RMK, środkami trwałymi i kapitalizacją kosztów. 👉 Zapisy: https://lnkd.in/dCPJUyma

Als älteste Privatbank Österreichs pflegen wir enge, persönliche Beziehungen – oft über Generationen. Beratung ist für uns keine Dienstleistung, sondern eine Haltung: Wir hören zu, schaffen Klarheit und begleiten Sie im aktiven Dialog. Seit 1828. Marketingmitteilung. Bitte beachten Sie, dass die Veranlagung in Wertpapiere mit Risiken bis hin zum Kapitalverlust verbunden ist. Bitte beachten Sie insbesondere unsere Risikohinweise. Mehr Infos unter: https://lnkd.in/efhwzqpk

Was Sie heute entscheiden, wirkt oft über Generationen. Wir denken Ihr Vermögen in Jahrzehnten, nicht in Quartalen – und verwalten es mit Weitblick und ruhiger Hand. Seit 1828. Marketingmitteilung. Bitte beachten Sie, dass die Veranlagung in Wertpapiere mit Risiken bis hin zum Kapitalverlust verbunden ist. Bitte beachten Sie insbesondere unsere Risikohinweise. Mehr Infos unter: https://lnkd.in/efhwzqpk

Call volume scales with your customer base. Headcount doesn't always keep up. Gradient Labs' AI agents handle calls at scale - 30x more compliant than humans, matching them on recovery. Your team handles what actually needs a human. Everything else runs automatically.

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When call volume outpaces your team, the backlog compounds. Borrowers go unreached, complaints build, and compliance risk grows with every missed interaction. Gradient Labs puts AI agents on every call your team can't take. 30x more compliant than humans. Matching them on recovery. Built specifically for financial services.

Connecting global businesses to Iberia. Getnet has partnered with PingPong Payments to support its expansion into Spain and Portugal, bringing together global cross-border payments infrastructure and local payment expertise to help international businesses enter and grow across Iberia. By combining PingPong’s global reach with Getnet’s European acquiring capabilities and access to leading local payment methods, including Bizum in Spain and MB WAY in Portugal, we aim to simplify integration, reduce technical complexity and provide premium support to merchants expanding into the region. As Fabrice Mendez, Global Head of Partnerships at Getnet, explains: “This partnership represents another important milestone in Getnet’s strategy to expand our open-market business across Europe while strengthening the connections between Iberia and one of the world’s fastest-growing commerce ecosystems. By combining PingPong's strong presence across Asia with Getnet's leadership in Europe and Latin America, we are creating new opportunities for international merchants to grow with a seamless and trusted payment experience." Two payment ecosystems. One shared ambition: making international growth easier. Read more https://lnkd.in/eBmh8az7 #Getnet #PingPong #Partnership #Payments #eCommerce

Your people return to work. If they return to spreadsheets, manual workarounds and old processes, the implementation delivered a live system, not the business case. We deliver technology configured for the way your people need to work, with the capability ready to use and the outcomes ready to measure. More than 150 collections and recoveries technology programmes across 23 countries over 28 years. Book a no-obligation one-hour call with one of our implementation experts.

Din förmögenhet ska ge dig möjligheter att forma framtiden på dina egna villkor. Som oberoende förmögenhetsrådgivare hjälper vi dig att se helheten, fatta välgrundade investeringsbeslut och planera långsiktigt – utifrån det som är viktigt för dig. Vi börjar med att lyssna på dina mål och ambitioner, oavsett var du befinner dig i livet. Ta första steget. Börja med ett samtal.

Vermögende Anleger investieren bereits in digitale Vermögenswerte. Nur wenige Vermögensverwalter verfügen über die nötigen Mittel, um sie sicher zu beraten. CoinShares verfügt über genau diese Mittel, dank mehr als einem Jahrzehnt institutioneller Expertise.

One decision today could change the direction of your financial story. Investing consistently can help you work toward the goals you’ve been talking about for years. Make your next chapter count start investing with GK Capital. #GKCapital #GKCM

Your income handles today, but your investments can help prepare for tomorrow. Give your money an opportunity to grow by investing with purpose. Ready to take the next step? Contact GK Capital today at 876-932-3290. #GKCapital #Investment #GKCM

Your merchants need chargeback capability. Your engineering team doesn’t need another system to build.

Your merchants want fewer chargebacks. You want less operational pressure. ChargebackStop helps deliver both, with up to 98% of chargebacks prevented for enrolled merchants.

Still sharing one company card? Give your team their own virtual and physical cards, with limits and controls you set.

Nawet jeśli dobrze znasz zasady bezpieczeństwa, możesz dać się oszukać 👀 Oszuści często nie potrzebują skomplikowanej historii. Wystarczy, że wywołają strach, presję i poczucie, że trzeba działać tu i teraz. 🚨 „Proszę działać natychmiast!” 🚨 „Ktoś właśnie próbuje wypłacić pieniądze z Pani konta!” 🚨 „Jeśli się Pan teraz rozłączy, może Pan stracić środki!” Kiedy się stresujemy, mamy mniej czasu na spokojne sprawdzenie informacji i łatwiej popełnić błąd. Presja sprawia, że zamiast się zastanowić, zaczynamy działać automatycznie. Dlatego w Europejskim Miesiącu Cyberbezpieczeństwa przypominamy: gdy ktoś wywiera na Ciebie presję, nie podejmuj decyzji pochopnie 🛑 Rozłącz się, sprawdź informację i ewentualnie wtedy oddwoń na oficjalny numer infolini swojego banku.

In “Growth Resilience Meets Tightening Reality,” Alvarez & Marsal Private Wealth Partners CIO Michael M., and his team examine the tension underlying Q3’s headline returns: resilient economic activity and earnings, alongside narrower market leadership, higher financing costs, and inflationary pressure from energy prices. We believe durable cash flows, strong balance sheets, and valuation discipline remain important. Higher bond yields also create selective income opportunities, while cash and shorter maturities can help preserve flexibility. Our Q3 2026 Investment Commentary examines how these developments affect equity valuations and portfolio positioning heading into year-end. Read the full commentary: https://lnkd.in/gyh_TWae

If your licensee has been sold or merged, the deal was decided in a room you were not in. You are the one who lives with it. The service you signed up for, the people you dealt with, the way things ran. Any of it can change, and you tend to find out after. Waiting to see is a decision too. Book a free 30-minute chat with Matt Lawler, CEO of Akumin, and map what it actually changes for your business.

Most advisers who have thought about changing licensees did not stay because they were happy. They stayed because moving felt too hard. Rewriting SOAs across a whole client book. The cost, the time, the worry that some clients do not come across. That is the real reason, and it is not as hard as it was. Book a free 30-minute chat with Matt Lawler, CEO of Akumin, and walk through how a move actually runs.