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Canada and the U.S. apply different tax and policy definitions. A life insurance policy that qualifies as tax-exempt in Canada may fail the U.S. “exempt” test under Section 7702 and be treated as a Modified Endowment Contract (MEC). That means policy loans, withdrawals, and even annual growth could be taxed by the IRS. Once a policy fails, it can’t be reclassified as exempt. Families with U.S. citizens or residents must ensure policies meet exemption tests of both countries from the start. Learn more: https://lnkd.in/gtAQTxjx

Whole life insurance policies operate much like pooled equity. Premiums contribute to shared investment accounts, and policyholders receive dividends based on the investment returns, mortality gains, and expenses. Over time, this creates a reliable source of value, in addition to the guaranteed protection, offering equity-type returns with bond-type risk to the participating portfolio. For families seeking both security and return, whole life coverage bridges the two. What other financial product offers both protection and participation in growth? Learn more: https://lnkd.in/gpA7vnfs

Getting care shouldn’t depend on where you live, your schedule or whether you can find a clinic. That’s why virtual care is changing how Albertans access health and why we’ve added it to all our personal plans. Learn how it supports everyday wellbeing, at work and beyond: https://ow.ly/JvzQ50Xs0yB #VirtualCare #AlbertaBenefits

Thinking about taking the next step in your career? This FAQ guide breaks down how experienced brokers can move toward ownership with the right support system, proven mentorship, and a structured model designed for long-term success.

Unlock the potential of annuities in employer-sponsored plans with our latest white paper from the Allianz Center for the Future of Retirement™. Dive into the data and discover how these solutions could help enhance participant outcomes.

Plan participants face a variety of retirement risks, from longer lifespans to equity market fluctuations. Read our latest white paper to discover how in-plan annuities could improve outcomes and strengthen resilience against risks.

As the year wraps up, now’s the time to get ahead on your 2026 benefits planning. From strategy to execution, we’re here to help you build a plan with confidence. Start the new year strong. Ask an expert. Ask Alliant.

Meet Santana, a past Alberta Blue Cross® Indigenous Scholarship recipient from Tsuut'ina Nation. She connects her heritage to her social work studies through beadwork. "My Indigenous heritage means histories of knowledge that predates the written word," she reflects. This cultural connection strengthens her mindset while navigating academic challenges. Learn more about our Indigenous scholarship or apply today: https://lnkd.in/gCKikAFz

Events are unpredictable. Weather, travel delays, or even a no-show speaker can derail your investment. Protect your budget with coverage designed to keep your event on track.

What would you do if your convention was canceled tomorrow? You’ve invested months of planning, vendor deposits, and marketing dollars into your event. One cancellation, accident, or weather issue could wipe out your budget in an instant. Event insurance gives you a safety net so you can plan big, without gambling on the unknown.

Um diagnóstico técnico revela falhas, excessos e oportunidades de economia que passam despercebidas. Faça um diagnóstico gratuito e revise sua apólice de seguro com a inteligência técnica da Alper!

A maioria das empresas tem seguro, mas não proteção real. E é por isso que brechas e excessos nas apólices aparecem justamente onde ninguém olha. Faça um diagnóstico gratuito e revise sua apólice de seguro com a inteligência técnica da Alper!

The benefits landscape is changing fast but you don’t have to navigate it alone. Let’s turn complexity into clarity and help you build a smarter, stronger strategy for 2026.

Roof repair costs have skyrocketed—up nearly 30% in just two years. Adjusters, are you ready to tackle the complexities of commercial roof claims? Join this webinar to learn: •Key differences between BUR and Mod Bit roofing systems •How installation methods impact damage and deficiencies •Real-world case studies on weather-related roof claims Plus, get handouts, a recording, and CE credit!

Join us on Jan. 7 at 2 PM ET for a webinar on low-slope commercial roofing! Explore BUR and Mod Bit systems, installation methods, common deficiencies, damage assessments, and real-world case studies. 🏠🔨 Elevate your expertise and gain valuable insights—register today!

Cerchi un nuovo percorso professionale? In #AgGeneraliBresciaVittoria stiamo ampliando il nostro team e se vuoi crescere in un ambiente solido, dinamico e orientato allo sviluppo delle persone, potresti essere la figura che stiamo cercando. Offriamo: • formazione continua • opportunità concrete di crescita • un contesto collaborativo e professionale • attenzione alla persona e al merito 👉 Cerchiamo giovani talenti e professionisti che vogliono mettersi in gioco e costruire qualcosa di importante. 📩 Invia il tuo CV a [email protected] Il prossimo passo della tua carriera può iniziare da qui.

Most agencies grow without a clear view into commissions by producer or book of business. That makes leadership decisions harder — especially during growth or acquisitions.

Manual processes and disconnected systems make commissions harder than they need to be. There’s a better way to manage the work behind the numbers.

Long before we learned to take our own steps, Dad was already planning the road ahead. Happy Father’s Day. Visit us at www.ageasfederal.com #FathersDay #AgeasFederal #HarWadaMumkin #PromisesMadePossible

The promises we keep for others matter. But the promise to care for yourself makes all the others possible. Happy International Yoga Day. Visit us at www.ageasfederal.com #InternationalYogaDay #AgeasFederal #HarWadaMumkin #PromisesMadePossible

Se sei Cliente dell’Agenzia Generali Italia di Brescia Vittoria, questo ringraziamento è per te. Per la fiducia che ogni giorno ci accordi e per averci premiato con questo sigillo di qualità, che rappresenta molto più di un riconoscimento: è la conferma del valore della relazione che costruiamo insieme. Questo risultato valorizza l’impegno della nostra Agenzia, in particolare dello Staff Consulenziale e dello Staff Amministrativo nel coniugare competenza e innovazione digitale, intesa come evoluzione continua dei servizi e dei modelli di relazione. Un percorso che ci consente di offrire soluzioni sempre più efficienti, accessibili e personalizzate, assicurando al tempo stesso elevati standard di qualità, prossimità e attenzione verso ogni Cliente. Se non sei ancora nostro Cliente, hai ora un valido motivo per venire a conoscerci. Ti aspettiamo. 📞 030-3755061 ✉️ [email protected] 📍 Piazza della Vittoria 9 – Brescia

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𝗖𝗼𝗺𝗺𝗲𝗿𝗰𝗶𝗲̈𝗹𝗲 𝘁𝗮𝗹𝗲𝗻𝘁𝗲𝗻 voor de Binnendienst 𝗴𝗲𝘇𝗼𝗰𝗵𝘁! 🤝 Bekijk de vacature 👉 https://lnkd.in/epNTw-ER Ben jij de ervaren Commercieel Medewerker Zakelijke Verzekeringen die het verschil kan maken? Wij zoeken iemand met passie voor zakelijke relaties en verzekeringen! Kom werken in een informele omgeving en laat je carrière groeien! 📈 👉 Uitstekend salaris 👉 Eigen volmacht afdeling 👉 Collegiaal team Ben jij de aangewezen persoon voor deze functie? 👇 https://lnkd.in/epNTw-ER

Understanding your federal retirement benefits can feel overwhelming. Whether you’re just starting out or nearing retirement, our experts guide you through each piece, showing how they fit together to protect your family and build your retirement with clarity and confidence. Start planning for the future today. Get your free personalized roadmap to your Federal Retirement Benefits.