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Nearly half of new auto and home policies are now bought online. Yet many insureds still have to call to get an ID card. A live service contact costs about $8.01, compared with roughly $0.10 for self-service (Gartner). But only 9% of customers fully resolve an issue on their own, so when the portal falls short, carriers pay for both channels. Our latest article covers what a streamlined policyholder experience looks like and where portal projects tend to stall. https://lnkd.in/eBjENT4T/?utm_campaign=Boost_Post_WebsiteVisits_Oct30,2026&utm_source=linkedin&utm_medium=paid&utm_id=1246530704&hsa_acc=512151622&hsa_cam=1246530704&hsa_grp=906351124&hsa_ad=1624278254&hsa_net=linkedin&hsa_ver=3 #PCInsurance #PolicyholderPortal #MGA #CustomerExperience

Hurricane Isaias will likely be an earnings event for P&C insurers. The operational lessons may last longer. One week after landfall, Florida OIR reported about 47,000 claims, and nearly every early closure came without payment. The top reason fell under a new OIR category: "administrative reasons." Can your claims data show exactly why each file closed? Read our breakdown: https://lnkd.in/eq-Em9Rs/?utm_campaign=Boost_Post_WebsiteVisits_Oct23,2026&utm_source=linkedin&utm_medium=paid&utm_id=1239744414&hsa_acc=512151622&hsa_cam=1239744414&hsa_grp=905532804&hsa_ad=1611557634&hsa_net=linkedin&hsa_ver=3 #PropertyAndCasualty #Claims #HurricaneIsaias #FloridaInsurance

36 new reciprocal insurance exchanges have formed since 2017, half of them since early 2024. Now the NAIC is drafting rules that would cap attorney-in-fact fees at the cost of services plus a reasonable profit. Exchanges will need the data to back up every dollar. Here’s how the model works and what it asks of your systems: https://lnkd.in/ehdU5Ghn/?utm_campaign=Boost_Post_WebsiteVisits_Oct15,2026&utm_source=linkedin&utm_medium=paid&utm_id=1232706934&hsa_acc=512151622&hsa_cam=1232706934&hsa_grp=903549414&hsa_ad=1600620244&hsa_net=linkedin&hsa_ver=3 #ReciprocalExchange #InsuranceExchange #InsurTech

One farm policy can cover a family home, a grain operation, a cattle herd, and a $741,000 combine. When the 2020 derecho hit Iowa, it produced nearly 52,000 farm-related claims in a single day. For a county mutual, one storm can reach a big part of the book. Our new article covers 7 underwriting challenges farm mutual executives face, from reinsurance to legacy forms to agent knowledge that never reaches the file. Read it here: https://lnkd.in/ecXuvYuZ/?utm_campaign=Boost_Post_WebsiteVisits_Sep23,2026&utm_source=linkedin&utm_medium=paid&utm_id=1214176764&hsa_acc=512151622&hsa_cam=1214176764&hsa_grp=900351324&hsa_ad=1573643484&hsa_net=linkedin&hsa_ver=3 #FarmMutual #MutualInsurance #Underwriting

Louisiana’s property insurance market is making a comeback. And the numbers are getting hard to ignore. After years of carrier insolvencies, soaring premiums, and shrinking capacity, the market is showing signs of a turnaround: • 17 new insurers have entered since 2024. • Average homeowners rate increases have dropped from 14% in 2023 to nearly flat in 2026. • Louisiana Citizens is shrinking as private carriers return. Sound familiar? Florida followed a similar path, and Louisiana is now seeing some of the same market shifts. Our latest blog breaks down the reforms driving the recovery, the role of the Insure Louisiana Incentive Program, and what the changing landscape means for carriers and MGAs looking to enter or expand. The opportunity is opening. Is your operation ready? Read the full analysis: https://lnkd.in/eJV5wGe2/?utm_campaign=Boost_Post_WebsiteVisits_Sep18,2026&utm_source=linkedin&utm_medium=paid&utm_id=1213406754&hsa_acc=512151622&hsa_cam=1213406754&hsa_grp=899598554&hsa_ad=1568458794&hsa_net=linkedin&hsa_ver=3 (https://lnkd.in/eJV5wGe2/?utm_campaign=Boost_Post_WebsiteVisits_Sep18,2026&utm_source=linkedin&utm_medium=paid&utm_id=1213406754&hsa_acc=512151622&hsa_cam=1213406754&hsa_grp=899598554&hsa_ad=1568458794&hsa_net=linkedin&hsa_ver=3) #LouisianaPropertyInsurance #PropertyInsurance #InsuranceReform #PCInsurance

For most of the past decade, "coastal property insurer" came with a warning label. That is changing. Capital is returning to the Gulf and Southeast coast. Florida led the turn, Louisiana and Texas are following, and residual markets are shrinking as private carriers take business back. But recovery is uneven, and the catastrophe risk has not moved. Our latest piece maps what a successful coastal insurer looks like: why the market turned state by state, how wind pools and state-backed programs change the math, where coverage fragments across wind, surge, and flood, and what carriers need to know about reinsurance. If you are underwriting the coast, or thinking about it, this is the profile and the map. Read it here: https://lnkd.in/esG7xAPf/?utm_campaign=Boost_Post_WebsiteVisits_Sep17,2026&utm_source=linkedin&utm_medium=paid&utm_id=1213400584&hsa_acc=512151622&hsa_cam=1213400584&hsa_grp=899614534&hsa_ad=1568440394&hsa_net=linkedin&hsa_ver=3 #PropertyInsurance #Reinsurance #CoastalInsurance #Underwriting