Two Dots ads

Today we’re introducing Eve, a conversational AI agent that handles underwriting end to end. Eve verifies identity and income, detects fraud, and resolves edge cases in real time without manual review. Property managers using Eve are seeing over $500K in NOI gains per 1,000 units through faster approvals and reduced fraud losses. For lenders, approving applicants first while preventing more fraud is driving significantly higher loan volume. Eve represents a fundamental shift in how underwriting works, moving from a manual bottleneck to an automated system that makes better decisions faster. We’ve also launched a new website that shows how Eve works and the impact across property management and lending. 🔗 Learn more → twodots.net #AI #Automation #PropTech #Underwriting #Lending #PropertyManagement #TwoDots

Most of the industry narrative about fraud and bad debt is wrong - some of the surprising findings from our new report: 1) 80% of applicants who commit fraud pay the rent. 2) Most ‘anti-fraud’ products let through an enormous amount of fraud – and their poor performance is masked by naturally decreasing bad debt in a recovering economy. 3) Most applicants who commit fraud are driven into it by an affordability crisis – which is why they pay (for now). 4) An override culture was created by automating the traditional credit and income-to-rent cutoffs – a system that works for a smaller proportion of renters every year. 5) The #1 cause of bad debt today isn't missed fraud — it's leasing criteria non-compliance. The policies make it impossible to hit occupancy targets otherwise (backtest data of NMHC top 50). More in the full report - link in the comments Genuinely curious, where does this match what you're seeing — or where would you push back?

Say goodbye to delays and manual interventions. Two Dots' revolutionary AI underwriting technology, powered by our conversational agent Eve, ensures fast, compliant, and fully automated decisions. Experience seamless fraud detection and income verification while providing effortless approvals for your applicants. Ready to transform your process? Book a demo today at twodots.com/book-a-demo.

Discover how Two Dots, powered by our advanced conversational AI agent Eve, transforms tenant screening. Automate document collection and verification while ensuring compliance with FCRA and FHA regulations. Reduce bad debt by over 70%, cut vacancy days significantly, and save millions annually in NOI per thousand units managed. Streamline your property management process effortlessly.

One of Elon's most undervalued business lessons is hiding in plain sight I recently bought a Tesla and did everything from my phone in a few minutes - trade in, financing, registration, income & ID verification, custom configuration, and delivery scheduling Took me less than 5 minutes to pickup the car a week later Compare that to the last time you were at a traditional dealership - hours of paperwork and a fat sweaty guy trying to push upsells you don't need Imagine if leasing one of your apartments was as easy as buying a Tesla

Synthetic identity fraud in multifamily applications grew 260%+ in four years. Most screening tools can't catch it. Most operators don't know what their exposure is. Our new research report breaks down where the hidden risk is sitting — and how to find it in your portfolio. Free download. No commitment.