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As device financing scales across Europe, driven by leasing, longer lifecycles, and lower monthly costs, the real challenge isn’t access, it’s sustainable compliance. Front‑end credit controls alone aren’t enough when high‑value, portable assets change hands so quickly. In‑life device control shifts the risk conversation from exclusion to behaviour, protecting portfolios and keeping more consumers included. This is how financing models stay trusted, inclusive, and economically viable in the long run.

The global memory chip market is in crisis. One that threatens to widen the digital divide at precisely the moment when closing it matters most. Lower-cost devices cannot be made affordable when memory prices have tripled. The solution must address not just the unit price, but how consumers pay for it. Secure device financing plays a critical role, to mitigate risk while ensuring smartphones remain accessible to the consumers who need them the most.

In emerging economies, affordability remains the key driver of smartphone adoption. Rising retail prices is a huge issue. Secure device financing plays a critical role, to mitigate risk while ensuring smartphones remain accessible to the consumers who need them the most.

The global memory chip market is in crisis. One that threatens to widen the digital divide at precisely the moment when closing it matters most. Lower-cost devices cannot be made affordable when memory prices have tripled. The solution must address not just the unit price, but how consumers pay for it. Secure device financing plays a critical role, to mitigate risk while ensuring smartphones remain accessible to the consumers who need them the most.

The effects of the “AI tax” are starting to be felt. When memory becomes expensive or hard to obtain, brands are left with two choices: increase prices or reduce specifications. But a smartphone that cannot run basic apps reliably, holds insufficient memory for updates, or deteriorates rapidly is not a gateway to the digital economy. Secure device financing plays a critical role, keeping smartphones accessible to a broader base of consumers, while providing the trusted technology to mitigate risk.

The global memory chip market is in crisis. One that threatens to widen the digital divide at precisely the moment when closing it matters most. Lower-cost devices cannot be made affordable when memory prices have tripled. The solution must address not just the unit price, but how consumers pay for it. Secure device financing plays a critical role, to mitigate risk while ensuring smartphones remain accessible to the consumers who need them the most.