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Amsterdam energy 🇳🇱, sharp minds — Merchant Summit 2026 by Fintribe delivered 👏 2 Panel Discussions + a Networking Dinner that reminded me why in-person fintech conversations do matter. Huge thanks to Krzysztof ‘Kris’ Kubiak and Julia Veitl for the invitation and trust. And respect to everyone behind the scenes who made it all run smoothly — including Kasia J. ✨ During Panel #1 I was honoured to share TeddyGraphics' formula on "How Trust in Digital Payment Experience Gets Modelled" — from both Psychological and Design perspectives ✨ Also thank you for all the big and small talks to: Deniz Arda, Vojta Šafránek, Jean-Baptiste Dodane, Jos Kuijer, Benjamin Kaupp, Gerold Tjon Sack Kie, Alex Bui, Bono van Nijnatten, Piotr O., Tara Bose, Susan Farahani, Yodary Uribe, Vishal Shukla, Pragya Jauhari, Charlotte Al Usta 🙏 Moreover, thank you to Riverty, Actuals, PCN, and to Merchant Payments Ecosystem (with Filip Rasovsky) for partnering with the event.

A Payment is Done when the Receipt gets Printed... And that little slip-of-paper is quietly becoming one of the most disrupted objects in the stack. 🇫🇷 France banned auto-printed receipts back in January 2023. 🇸🇪 Sweden dropped the paper requirement in July 2024. 🇧🇪 Belgium made it optional. 🇦🇺 Austria opens the door to digital-by-QR in October 2026, 🇮🇹 and Italy's mandate phases in from January 2027 through 2029. In a growing chunk of Europe, the default is flipping into "No paper unless you ask." Meanwhile, paper becomes a legal challenge itself... • California listed BPS (chemical replacing BPS in thermal printing) as a reproductive toxin. • Over 325 lawsuit landed in first six month of 2026 on Retailers and Merchants. Raw materials behind the slip sit almost entirely in handful of Chinese factories. Is the receipt the last analog artefact of digital transformation❓ Do you think it'd stay with us...❓

WCAG 2.2 = AAA; Lightness Contrast (APCA) = 88 👌 100% Original Interaction Design [Sound On] Disclaimer: This video is showing a Clickable Prototype (on PAX A800 Terminal) that our Clients get as Standard Service Component. Find out more at our Pricing page 👉 TeddyGraphics.com BTW: Can you spot an error? 👀 #interactiondesign #AccessibleUX #WCAG #EAA #EAA2025 #UXDesign #PayTech #PaymentExperience #HumanExperience #CardMachine #PaymentTerminal

Just informing everyone we have officially conquered the UX Design for Payment Terminals domain with Android-operated ones surpassing 95% of the total of our PayTech projects. The other OSes are Prolin and Telium TETRA (both Linux-based). We are 100% Polish Capital, delivering huggable User Experiences in Poland, UK, Germany, France, Portugal, US, Canada, Australia, New Zealand, Qatar, Mayanmar. Our PayTech experiences are delivered also in Austria, Belgium, Czech Republic, Croatia, Estonia, Lithuania, Latvia, Romania, Slovakia, Slovenia, Hungary. Thank you for your attention🙏

From POS terminals to EV charging stations, vending, and car wash systems — we build: • Engineering-grade UX flows • Hardware-aware UI frameworks • Payment-ready interaction models • Scalable design systems 13 years of experience in regulated and embedded environments. Now AI-augmented for speed and precision. See how we structure complexity.