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When your employees’ student loan issues hit their credit scores, the stress is real. An employee of one of our clients recently told us she had been “distraught” after a servicing error tanked her credit. She had no idea how to fix it. Within one consultation with a SavvyFi Loan Coach, she had clarity, a plan, and the relief of knowing more than $50,000 of debt is on track for forgiveness. Now she can focus on saving for a home, retirement, and her family instead of fighting loan-servicer chaos. This is exactly the kind of support employees need - and exactly what employers can provide through SavvyFi.

Think your team is too ...mature... to have student loans? Think again. Parents who took out federal Parent PLUS loans to help pay for their children’s education may still qualify for Public Service Loan Forgiveness (PSLF) - but only if they act before a critical deadline. Under the recent federal student-loan overhaul, borrowers must consolidate their Parent PLUS loans into a Direct Consolidation Loan by July 1, 2026 to preserve eligibility for income-driven repayment plans and PSLF. If they miss this window, those loans could be permanently stuck in the standard repayment plan with no path to PSLF or other affordable repayment options. That matters for your workforce because: • Many parents in your organization may not even realize the deadline exists • Parent PLUS borrowers often carry high balances and need income-driven repayment options • Missing this deadline could mean significantly higher monthly payments Your employees shouldn’t have to navigate this on their own. That’s where employer-supported guidance makes a difference. SavvyFi’s coaching team helps your staff understand eligibility, complete consolidation correctly, and put themselves on the right path toward forgiveness before it’s too late. If your workforce includes Parent PLUS borrowers or anyone with federal student loans, now is the time to act. Don't let this opportunity slip away. Let’s talk about how to support your team and build benefits that truly impact lives. Here's a summary of dates and actions they need to consider: https://lnkd.in/gw7TbdAY P.S. Your ...mature... teammates might have their own student loans still holding them back financially as well. With deferments and enormous education costs, you might be surprised how many 40 and 50 year olds we counsel. They might not tell you about it, but you can assume 1 in 5 of your workforce (more, depending on your education requirements when hiring) have student loans.

“I’m very smart, but I can’t figure out why it’s not working.” That’s what we hear from teachers, nurses, and nonprofit staff every week. These are highly educated professionals and yet the Public Service Loan Forgiveness process leaves them stuck. Even the most dedicated employees can’t navigate the maze alone. And when they do think they've made it, 97.7% get rejected when they apply. Feels impossible. That’s where SavvyFi comes in. Our fintech platform and personal, 1-1 coaching give employees a clear path to loan forgiveness while helping employers strengthen retention and reduce stress across their teams. If your employees are dedicated to your mission, make sure they’re not missing out on the forgiveness and relief they’ve earned. Let’s talk about how to bring SavvyFi to your team.

If any of your employees have Parent PLUS loans, this is for you. If you’re not sure who on your team has Parent PLUS loans (or how many are at risk) now is the time to act. There’s a critical consolidation deadline in July 2026 for Parent PLUS borrowers who want to remain eligible for Public Service Loan Forgiveness (PSLF). Miss it, and they could lose out on tens of thousands in loan cancellation. This isn’t just “nice to know.” It affects long-term financial security, retention, and trust. At SavvyFi, our coaching team helps your staff: • Confirm whether their PLUS loans are eligible • Complete the consolidation process correctly • Maintain or switch into a repayment plan that qualifies for forgiveness Guiding employees through this process does more than help them save money. It builds loyalty, reduces financial stress, and strengthens your culture. Let’s make sure your people don’t miss out. Read more on the deadline here: https://lnkd.in/gw7TbdAY

At the end of her student loan coaching call, one employee paused and said something we hear more often than you’d think: “If this service had been available sooner, it would have been way easier for me. This is a lot of paperwork.” She went on to explain why guidance matters. She already does paperwork all day at work. The idea of more forms felt overwhelming. Consolidation felt risky. She wasn’t sure what was worth doing or what could backfire. What changed everything was having someone walk her through the pros and cons, step by step, with no pressure. Not selling. Teaching. As she put it, student loans are like taxes. You can’t ignore them. You have to get them right. That’s the difference employer-sponsored support makes. When companies invest in expert guidance, employees stop guessing, stop delaying, and stop carrying the stress alone. They get clarity. They get confidence. And they actually use the benefit. Not every employer makes that investment. The ones who do stand out in a big way.

Most public-sector employees should qualify for federal Public Service Loan Forgiveness. Very few actually receive it. Your teammates are eligible for PSLF only if they meet all four requirements: 1. They have the right loan type 2. They’re on the right repayment plan (usually income-driven, which must be updated after major life events) 3. They make 120 qualifying, on-time payments 4. Their full-time employment is properly certified This is where thousands of borrowers get tripped up. And no wonder - the rules keep changing. Small technicalities, outdated paperwork, or wrong repayment plans lead to rejected applications that delay or completely block forgiveness. And the stakes are enormous. In Tennessee, the average amount forgiven is $70,000 to $75,000. That kind of relief can change an employee’s entire financial trajectory: less stress, more room in the monthly budget, and more stability to invest in homeownership, retirement, or even 529 plans for the next generation to keep them from getting trapped in student debt. SavvyFi walks side by side with your team to ensure they receive the forgiveness they’ve earned through their service to our community. 43% percent of public-sector workers carry student debt. In Tennessee, nearly 90 percent of eligible borrowers still haven’t accessed PSLF. Not sure your employees are on track? Let’s make sure they are.