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Cash flow underwriting is moving beyond pilots and proofs-of-concept. Synchrony recently announced that it expects approximately 150,000 additional approvals through cash flow underwriting in 2026. The announcement, featured in American Banker, demonstrates what's possible when lenders incorporate a more complete view of consumer financial behavior into credit decisioning. See how leading financial institutions are putting cash flow data to work.

Traditional underwriting tells part of the story. Cash flow underwriting helps lenders better understand income stability, affordability, and repayment capacity using real financial behavior. Learn why forward-thinking lenders are making the shift.

The best teams aren't just working harder—they're making better decisions with better data. At Prism, we help organizations uncover the insights they need to move faster and operate more confidently. See how leading organizations are approaching the future.

Over a decade of innovation has helped Prism become a trusted partner to leading lenders, fintechs, and financial institutions. Discover why organizations across the industry rely on Prism to power modern cash flow underwriting.

We’re experiencing a once-in-a-century shift in how creditworthiness is determined. In this special episode of Fintech One-on-One, recorded live at #Money2020, Jason Rosen sat down with Peter Renton to unpack why this change is happening now, and how Prism Data is leading the transformation. They dive into: • Why traditional credit reports increasingly fail to fully reflect risk • How Prism Data uses cutting-edge technology to turn bank transaction data into a more accurate, real-time view of creditworthiness • How cash flow underwriting has evolved from a niche idea into a table-stakes solution for lenders • Why Prism Data’s solutions, including the CashScore, consistently outperform alternatives 🎧 Full episode and transcript: https://lnkd.in/eWF2fPWi

Real-time information is changing how we understand financial health. On the HR Tech Trailblazers podcast, Prism Founder & CEO Jason Rosen sat down with Nico Simko, Co-Founder & CEO of Clair, to talk about how we’re using bank account data to build a better, fairer financial system. See the link in comments for the full episode 👇