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Women now own or lead 35% of small businesses in Australia. 𝗬𝗲𝘁 𝟩𝟢% 𝗼𝗳 𝗳𝗲𝗺𝗮𝗹𝗲 𝗳𝗼𝘂𝗻𝗱𝗲𝗿𝘀 𝘀𝗮𝘆 𝘀𝗲𝗰𝘂𝗿𝗶𝗻𝗴 𝗳𝗶𝗻𝗮𝗻𝗰𝗲 𝗶𝘀 𝗵𝗮𝗿𝗱𝗲𝗿 𝗳𝗼𝗿 𝘁𝗵𝗲𝗺 𝘁𝗵𝗮𝗻 𝗳𝗼𝗿 𝗺𝗲𝗻. “That reflects what I see daily,” says Sonja Pfitz, Director of Pfitz Business Finance Solutions. The barriers? Outdated biases and lending systems that don’t reflect how women actually build and run their businesses. So, what can we do about it? Sonja says we need to take a holistic approach. This includes: ✅ Modernising credit assessments to focus on cash flow and forward momentum ✅ Valuing leadership, sector expertise and real business performance ✅ Expand awareness of fintechs and non-bank lenders amongst women in business ✅ Support founders with brokers and advocates who can help open doors 👉 In our latest article, Sonja discusses the challenges facing women when it comes to funding – and how we can overcome them. Read it here: https://lnkd.in/gVEp2fEz #WomenInBusiness #BusinessFinance

𝗢𝘂𝗿 𝗥𝗲𝗳𝗲𝗿𝗿𝗮𝗹 𝗣𝗮𝗿𝘁𝗻𝗲𝗿 𝗣𝗿𝗼𝗴𝗿𝗮𝗺 𝗱𝗼𝘂𝗯𝗹𝗲 𝗿𝗲𝘄𝗮𝗿𝗱𝘀 𝗽𝗼𝗶𝗻𝘁𝘀 𝗼𝗳𝗳𝗲𝗿 𝗵𝗮𝘀 𝗯𝗲𝗲𝗻 𝗲𝘅𝘁𝗲𝗻𝗱𝗲𝗱! ☝ You now have until 31 October 2025 to earn 2× Qantas Points or Velocity Points for every eligible referral. Their deals can then settle any time up to 31 March 2026. Plus, your referrals could earn you a 1-year Qantas Club or Velocity Gold/Platinum membership* and a bottle of Penfolds St Henri Shiraz. With the Octet Referral Partner Program, you can earn upfront and ongoing commissions, choice of rewards points, and strengthen client loyalty by delivering flexible, growth-focused working capital solutions. See the full program benefits and T&Cs for the offer at: https://lnkd.in/g4DVnG5 *Terms & Conditions apply. An ABN is required to join and receive rewards points from Qantas Business Rewards or Virgin Australia Business Flyer. Full program details, including the applicable terms for Qantas Business Rewards, Virgin Australia Business Flyer, Octet Finance Pty Ltd, and the limited-time Double Points Bonus Offer (valid from 1 June to 31 October 2025), are available at octet.com/referral-partner. Participants are responsible for reviewing all relevant terms before enrolling or claiming rewards.

New and existing Qantas Business Rewards members can earn up to 20k bonus Qantas Points for your business. Simply register your business by 31 October 2025 and apply for Trade Finance with Octet by 30 November 2025 for the first time to earn bonus Qantas Points. The more ways your business earns, the more it will be rewarded.* Visit Qantas Business Rewards and search for Octet under “Partners”. *𝐴 𝑜𝑛𝑒-𝑜𝑓𝑓 𝑗𝑜𝑖𝑛 𝑓𝑒𝑒 𝑜𝑓 $89.50 𝑖𝑛𝑐𝑙𝑢𝑑𝑖𝑛𝑔 𝐺𝑆𝑇 𝑛𝑜𝑟𝑚𝑎𝑙𝑙𝑦 𝑎𝑝𝑝𝑙𝑖𝑒𝑠 𝑏𝑢𝑡 𝑤𝑖𝑙𝑙 𝑏𝑒 𝑤𝑎𝑖𝑣𝑒𝑑 𝑓𝑜𝑟 𝑏𝑢𝑠𝑖𝑛𝑒𝑠𝑠𝑒𝑠 𝑡ℎ𝑎𝑡 𝑗𝑜𝑖𝑛 𝑏𝑦 31 𝑂𝑐𝑡𝑜𝑏𝑒𝑟 2025. 𝑀𝑒𝑚𝑏𝑒𝑟𝑠ℎ𝑖𝑝, 𝑄𝑎𝑛𝑡𝑎𝑠 𝑃𝑜𝑖𝑛𝑡𝑠 𝑎𝑛𝑑 𝑜𝑓𝑓𝑒𝑟 𝑎𝑟𝑒 𝑠𝑢𝑏𝑗𝑒𝑐𝑡 𝑡𝑜 𝑡𝑒𝑟𝑚𝑠 𝑎𝑛𝑑 𝑐𝑜𝑛𝑑𝑖𝑡𝑖𝑜𝑛𝑠. 𝐵𝑢𝑠𝑖𝑛𝑒𝑠𝑠𝑒𝑠 𝑚𝑢𝑠𝑡 𝑠𝑝𝑒𝑛𝑑 𝑤𝑖𝑡ℎ 𝑎 𝑛𝑒𝑤 𝑝𝑟𝑜𝑔𝑟𝑎𝑚 𝑝𝑎𝑟𝑡𝑛𝑒𝑟/𝑄𝑎𝑛𝑡𝑎𝑠 𝑝𝑟𝑜𝑑𝑢𝑐𝑡 (𝑒.𝑔. 𝑄𝑎𝑛𝑡𝑎𝑠 𝐻𝑜𝑡𝑒𝑙𝑠) 𝑡𝑜 𝑒𝑎𝑟𝑛 𝑏𝑜𝑛𝑢𝑠 𝑝𝑜𝑖𝑛𝑡𝑠. 𝑀𝑖𝑛𝑖𝑚𝑢𝑚 𝑠𝑝𝑒𝑛𝑑 𝑡ℎ𝑟𝑒𝑠ℎ𝑜𝑙𝑑𝑠 𝑎𝑝𝑝𝑙𝑦 𝑓𝑜𝑟 𝑐𝑒𝑟𝑡𝑎𝑖𝑛 𝑝𝑎𝑟𝑡𝑛𝑒𝑟𝑠/𝑄𝑎𝑛𝑡𝑎𝑠 𝑝𝑟𝑜𝑑𝑢𝑐𝑡𝑠. 𝐵𝑜𝑛𝑢𝑠 𝑝𝑜𝑖𝑛𝑡𝑠 𝑎𝑤𝑎𝑟𝑑𝑒𝑑 𝑎𝑟𝑒 𝑏𝑎𝑠𝑒𝑑 𝑜𝑛 𝑡ℎ𝑒 𝑛𝑢𝑚𝑏𝑒𝑟 𝑜𝑓 𝑛𝑒𝑤 𝑝𝑎𝑟𝑡𝑛𝑒𝑟𝑠/𝑄𝑎𝑛𝑡𝑎𝑠 𝑝𝑟𝑜𝑑𝑢𝑐𝑡𝑠 𝑒𝑎𝑟𝑛𝑒𝑑 𝑤𝑖𝑡ℎ 𝑑𝑢𝑟𝑖𝑛𝑔 𝑡ℎ𝑒 𝑝𝑟𝑜𝑚𝑜𝑡𝑖𝑜𝑛𝑎𝑙 𝑝𝑒𝑟𝑖𝑜𝑑. 𝐹𝑜𝑟 𝑓𝑢𝑙𝑙 𝑇&𝐶𝑠, 𝑣𝑖𝑠𝑖𝑡 ℎ𝑡𝑡𝑝𝑠://𝑤𝑤𝑤.𝑞𝑎𝑛𝑡𝑎𝑠.𝑐𝑜𝑚/𝑎𝑢/𝑒𝑛/𝑏𝑢𝑠𝑖𝑛𝑒𝑠𝑠-𝑟𝑒𝑤𝑎𝑟𝑑𝑠/𝑖𝑛𝑓𝑜/𝑠𝑒𝑝𝑜𝑐𝑡25-𝑡𝑒𝑟𝑚𝑠-𝑎𝑛𝑑-𝑐𝑜𝑛𝑑𝑖𝑡𝑖𝑜𝑛𝑠.ℎ𝑡𝑚𝑙

Consistent and fast cash flow is the biggest challenge for any business. Octet Debtor Finance relieves cash flow strain and gives you access to funds when you need them. ✔Get up to 85% of your invoices paid within 24 hours. ✔Access funds without using personal real estate as security. ✔Track and manage the supply chain process through our market-leading digital platform. Find out how Octet can improve cash flow and power your growing business today.

Health and dental practice managers: after 30 November, the ATO won't accept credit cards. If your practice pays BAS and tax on card for the points, then those points stop too. With OctetPay, your practice can pay the ATO, payroll and suppliers from one digital wallet, and earn direct airline reward points on eligible payments. Simplify and streamline your practice expenses. Find out more https://lnkd.in/gBbRuSbH Eligibility criteria and T&Cs apply.

Unlock a flexible line of credit to pay your suppliers with OctetTrade, and free up your capital for growth.