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Looking to grow your property portfolio but need more capital for your next purchase? If you have strong equity in your existing properties, you may be able to release some of it through remortgaging and use it towards a 30% deposit on a new investment property. The new property could be purchased as an individual Buy-to-Let or through a Limited Company (SPV). Find out what options may be available to you.

Already have a property portfolio with equity built up? Releasing equity from existing properties could potentially help provide the deposit for your next investment property, with the remaining finance potentially secured through an SPV mortgage, subject to lender criteria. For example, €300,000 of released equity could potentially provide a 30% deposit on a €1 million property, with the remaining €700,000 financed through a mortgage. This approach also means taking on additional borrowing, so the risks and affordability need to be carefully considered. Find out whether this type of property finance could work for you.

Have excess cash sitting in your company account? It could potentially help fund an investment property. By setting up a Limited Company (SPV), business owners may be able to use company funds as a deposit and secure mortgage finance for the balance, subject to lender criteria. For example, €150,000 could potentially fund a 30% deposit on a €500,000 property, with the remaining 70% financed through an SPV mortgage. See how this strategy could work for your business.

Have savings sitting in the bank and considering your next property investment? You may be able to use your existing savings as a 30% deposit towards an investment property through a Limited Company, with the remaining 70% potentially funded through an SPV mortgage, subject to lender criteria. For example, €150,000 in savings could potentially provide the deposit for a €500,000 investment property. Whether this structure suits you depends on your circumstances, the property and the numbers involved. Find out if this type of property finance could work for you.

Is your business currently reliant on a single source of income? For some business owners, investing in property through a separate Limited Company can be one way to add another potential income stream. With up to 70% LTV potentially available, your company funds could be used towards a deposit, while rental income from the property forms part of the affordability assessment, subject to lender criteria. Explore how property investment through an SPV could work for your business.

Have excess profits sitting in your business account? You may be able to use your company funds alongside a mortgage to purchase an investment property through a Limited Company. With up to 70% LTV, terms of up to 30 years, and fixed, variable and interest-only options available, there may be more flexibility than you expect. Find out how it could work for you.