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Credit unions absorb not just the direct losses, but the hidden expenses that follow: investigations, chargebacks, customer churn, and higher servicing costs. Instnt helps you recover losses faster and protect your members—so your credit union can keep growing with confidence. Learn more at instnt.ai

Fraud is costing credit unions 4.41× more once hidden costs are accounted for. Instnt insures verified fraud losses, transferring liability off the balance sheet, covering hidden losses, and providing protection against evolving threats while offering certainty in uncertain times. Learn more at instnt.ai

Serving members is your mission. Insuring identity fraud losses is ours. Instnt helps credit unions transfer verified fraud losses to AM Best A-rated insurers, turning unpredictable exposure into insured, predictable outcomes. • Reduce financial uncertainty • Improve approval rates for legitimate members • Strengthen member growth with insured verification Shift losses here at instnt.ai

Instnt will be at VentureTech sharing how insured identity verification is helping credit unions reduce fraud costs and improve operational predictability.

Today, institutions treat fraud losses as a recurring operating cost but brokers are in a position to change that. These incidents create volatility that drains capital and weakens confidence. Identity Fraud Insurance transfers that exposure to A-rated carriers, moving losses off balance sheets and replacing uncertainty with protection. It gives brokers a new way to help clients reduce risk while strengthening relationships. Learn more today

Why should brokers care about Identity Fraud Insurance? Identity fraud has become a recurring cost that drags on earnings and ties up capital. Transferring those losses to insurance creates predictability and faster recovery, giving brokers a differentiated line that protects margins and drives revenue growth.