InComm Benefits

Our research found employees want to use their HSAs more often — but confusion and friction stop them from maximizing the benefit. The key improvements employees asked for: • Clearer eligibility • Easier spending experiences • Faster reimbursement • More automation around checkout We’re turning these findings into actionable guidance for HR teams. ➡️ Follow us for ongoing educational insights.

Why Do Employees Avoid Using Their HSA (Even When They Should)? Our research shows employees want to use their HSAs for everyday care — but the spending experience gets in the way. • 54% have had their HSA card declined • 64% avoid using their HSA when they’re unsure what qualifies • More than half regularly spend out-of-pocket without reimbursement The solution? Simplify eligibility, automate checkout, and make reimbursement effortless. 💫 Follow us for smarter, simpler strategies to connect employees to their benefits.

Employees want easier, more intuitive benefits. In our latest research, they repeatedly shared that their HSA feels confusing, time-consuming, and unclear — but they also told us exactly what would improve the experience. Our full research explores: • The top features employees are asking for • How automation can remove everyday friction • Why cash-back incentives drive higher engagement • Practical steps HR leaders can implement today ✔️ Follow us for weekly educational insights.

Are you looking for an efficient way to enhance your employee benefits? The InComm HSA provides hassle-free administration and empowers employees to manage medical expenses effectively. Explore innovative solutions that prioritize both cost reduction and staff well-being.

Our 2025 HSA research uncovered a major gap: employees believe they’re missing under $2,000 per year in unreimbursed expenses — but the reality is more than $4,500 lost annually. The reason? • Confusing eligibility rules • Frequent HSA card declines • Reimbursement processes that feel like a hassle Employees say automation and easier spending tools would help them keep more of their money. 👉 Follow us for more insights that help you support your workforce.

👀 Attention HR Teams - Do you know what is the single feature that would boost employee HSA usage? In recent research, nearly all survey respondents said they'd use their HSA more often if it offered automatic purchase sorting—instantly separating eligible and non-eligible items right at checkout. They also said it would: • Increase confidence • Reduce out-of-pocket spend • Eliminate declines • Improve satisfaction 👉 Follow us for more insights into what employees truly need.