Ergomania - Fintech Product Design ads

What does a banking war look like before it reaches Europe? It looks like Mexico City. Banking is being reorganized. Revolut opened full banking operations in Mexico with up to 15% interest on savings. Nu México had already passed 15 million customers. Two of the most capable digital banks on Earth are now fighting over a market where four incumbents hold nearly 90% of payroll accounts. What gets forged there lands in Europe in 18–36 months – battle-tested and priced to win. New analysis from our CEO, Dr András Rung: https://lnkd.in/dEKKnVkE

Banking has had two interfaces in living memory: first the branch, then the screen. But the third one is already here: a bank that senses your situation, understands your intent and acts on your behalf. Smarter technology isn't enough. When should the agent act on its own and when must it ask? What should it remember and what should it forget? Trust, memory and tone are experience problems. Read our CEO, Dr András Rung’s insights: https://lnkd.in/dEKKnVkE

In most banks, UX is decoration: visual polish applied at the end, not a discipline shaping product direction from the start. That is the whole story of why billions spent on digital keep losing to apps built in a decade. It isn't that neobanks skip the research. The methods are the same ones banks use. The difference is the operating model: a quarterly milestone that produces a slide deck versus a continuous heartbeat that feeds product decisions every week. From our CEO, Dr András Rung: https://lnkd.in/dEKKnVkE

How can the same digital banking experience work across very different markets? At the recent Ergomania Business Breakfast, we explored this question with Zoltán Balás, Head of International Retail Digital Channel Management at OTP Bank, and discussed where central scalability ends and local customization begins.

Most webshops don’t lose buyers because of traffic, but because of friction in the buying journey. For Elvo Electronics webshop, we improved navigation, filtering and product discovery to reduce complexity and increase conversions. Learn how better UX turns hesitation into purchases from our case study. 👇

In Sentient Banking, users become curators of intent, not operators of systems. They define goals, evaluate paths and guide adaptive strategies. Explore how this shift redefines financial roles in our article. 👇