Channel Insurance Brokers (“CIB”)

When Storm Ciarán struck the Channel Islands, it left more than physical damage in its wake. Many homes were found to be significantly underinsured. For households, that meant shortfalls, delays in rebuilding, and unexpected personal costs. The lesson still stands today: even long-standing policies can fall short if rebuild valuations are outdated. Are you avoiding the same risk by keeping your cover in step with rising costs? Ready to talk to someone who truly understands island living? We’re here to help 🧡 https://lnkd.in/eMpGm_Ki

We're Hiring | Commercial Insurance Broker Location: Guernsey As we continue to grow, we're looking for a motivated and customer-focused Commercial Insurance Broker to join our Guernsey team. If you enjoy building strong client relationships, delivering excellent service and being part of a supportive team, we'd like to hear from you. Previous insurance experience is desirable, but a willingness to learn and develop is just as important. Ready for your next career move? Send your CV to tony.desousa@cib‑insurance.co.uk

Life changes, and what you need from your insurance can change with it. A new home, renovation, valuable purchase or change in lifestyle can all affect the cover you need. Taking time to review your arrangements helps to ensure they continue to reflect your circumstances and the things that matter to you. CIB provides tailored Private Client insurance for individuals and families across Guernsey and Jersey. Speak to our team to review your cover. https://lnkd.in/dBKP5Y9s

For businesses that provide professional advice or services, a single claim can have significant financial consequences. Professional indemnity insurance provides protection if a client suffers a loss and holds your business responsible. Understanding the scope of your cover and ensuring it reflects the nature of your work is essential, particularly as business activities evolve. https://lnkd.in/ecDVsvHv

Collections grow over time - sometimes gradually, sometimes quickly. Whether your interest lies in fine art, jewellery, wine, watches or something else entirely, the value of a collection can change significantly between reviews. Specialist insurance for collections takes into account current valuations, provenance, storage conditions and transit, providing cover that reflects the true worth of what you've built. Are your most valuable possessions properly covered? https://lnkd.in/dBKP5Y9s

When was your insurance last properly reviewed? It's not uncommon to discover that existing policies contain errors or gaps - from incorrect sums insured to cover that no longer reflects how a property or business is being used. CIB offers a confidential insurance health check to identify potential issues before they become problems. Whether you're a trustee, business owner or private client, a review can provide reassurance that your cover will respond when it matters most. https://lnkd.in/eynjcbYp