1Life Insurance

South Africans have trillions invested, billions in informal savings and own millions of insurance products. And there’s room for more. The numbers add up to significant growth potential for financial advisers.

Private equity, tokenisation, active ETFs and AI are rapidly reshaping how assets are managed, owned and valued. And your investors are looking for forward-thinking advice, not yesterday’s strategies.

A recent R10m penalty shows the FSCA isn’t playing. We break down the steps advisers should take to ensure full compliance and avoid penalties.

In townships, funeral cover is a necessity, not a luxury. Around 42% of residents with funeral cover are unemployed, showing just how essential this protection is even for households under financial pressure. For advisers, the opportunity is clear: build trust and grow your business by offering simple, flexible products that meet the needs of this resilient market.

When estate duty claims up to 25% of a client’s estate, families may be left with less than expected. As a financial adviser, you can help clients plan ahead, structure their estates efficiently and transfer more wealth to future generations.

Don’t leave the office this December with unfinished business. Our 10-point action plan will help you achieve your 2025 goals and get you ready for the new year.