Ipoteka bank OTP Group

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Ipoteka bank OTP Group has been awarded Bank of the Year 2025 in Uzbekistan by The Banker Ipoteka bank OTP Group has been recognised as the Bank of the Year 2025 in Uzbekistan by The Banker. This award is one of the most prestigious distinctions in the global financial industry, presented annually to institutions that demonstrate strong financial performance, technological progress and a meaningful contribution to society The Banker highlighted our comprehensive transformation, centred around three core pillars: — enhancing the quality of retail banking — modernising corporate banking services — developing digital infrastructure At the Group level, OTP Group has once again secured the #1 position in The Banker’s Top 100 CEE Banks 2025 ranking, marking the third consecutive year the Group has led this authoritative benchmark of financial stability and efficiency in Central and Eastern Europe

New Year Mortgage Rate of 17%: Expanding Housing Access This Holiday Season As we welcome the New Year, we aim not only to reflect on progress but also to create new opportunities.That’s why Ipoteka bank OTP Group is introducing a special 17% new year mortgage rate, valid until 31 December 2025, with an initial down payment starting from 15% — helping more families move closer to owning a home at the start of the year For us, this is more than a seasonal offer — it is part of our long-term commitment to -making home ownership more accessible for citizens across the country -supporting priority areas of state policy focused on improving housing conditions and quality of life -caring for our clients, who especially value trust and support from their bank during the holiday season

Empowering Women in Business — a joint initiative by Ipoteka bank OTP Group x HAMROH x ALPHA Today, Ipoteka bank OTP Group, together with Hamroh - Women's Entrepreneurship Support Company and ALPHA Education, launched a series of business breakfasts aimed at empowering women in business — bringing together female entrepreneurs and women leaders to exchange experience, learn from each other and inspire growth The first session took place today, November 28, gathering more than 50 participants. During the panel discussion, the HR director of Ipoteka bank OTP Group shared her perspective on leadership and on the qualities that help women scale their businesses and move forward with confidence

Ipoteka bank OTP Group Presented the National Internship Platform at the Foreign Investors Council At the interim session of the Foreign Investors Council under the President of the Republic of Uzbekistan, Ipoteka bank OTP Group introduced a major strategic initiative — the National Digital Internship Platform for students across the country. The project is designed to connect education with industry, expand access to real professional experience and help companies identify qualified young specialists with greater efficiency The platform will bring together students, universities, and employers into a single digital ecosystem. Students will be able to explore internship opportunities, undergo skills assessments and see how their skills are progressing, while companies will gain access to advanced analytics and quickly connect with motivated young talent ready to contribute The initiative aims to help young people unlock their potential and enable businesses to tap into a new generation of skilled professionals — strengthening the long-term growth of Uzbekistan’s economy

Ipoteka bank OTP Group Recognized with the “Most Active Bank” Award at the Green and Affordable Housing International Forum On 27 November 2025, Ipoteka bank OTP Group was recognized as the “Most Active Bank” at the Green and Affordable Housing International Forum, organized by the Mortgage Refinancing Company of Uzbekistan (UzMRC) in cooperation with the Ministry of Economy and Finance of the Republic of Uzbekistan, the Central Bank of Uzbekistan and the Asian Development Bank (ADB) Today, Ipoteka bank OTP Group is the market leader in Uzbekistan’s mortgage sector, holding a 23% market share. This recognition highlights our systematic efforts to develop the mortgage market, introduce solutions for every client — from employees to the self-employed and entrepreneurs — and expand products aligned with the strategic priorities of the Republic of Uzbekistan