Independent Reserve SG

A couple of weeks ago, our team spent the day at one of Singapore’s oldest hospitals, Tan Tock Seng Hospital, helping to build a therapeutic garden. This initiative supports patients in engaging meaningfully in their rehabilitation. What means the most to me is seeing our team out there, giving their time, energy, and their hearts. Impact starts with showing up and being present. We connect in ways we don’t always get to in the office, and these moments make us stronger and more resilient as a team. I’m so proud of the kindness, spirit, and heart I saw. Thank you to the amazing staff at Tan Tock Seng and NHG Health for welcoming my team and letting us get our hands dirty in growing something that, we hope, will continue to bloom for a long time. #CSR #bettertogether #Singapore Independent Reserve | Ruben Rengarajoo | Mark Wong, CFA | Jarrell Tan | Brendon Lim | Jenn Y. | Nathan Briggs | Sheena P. | Edgar Tan | Kenny Tan | Hallie Hoang | Hannah P. | Elizabeth Ann Wong, CAMS | Sui Hang W. | Parvinder Singh | Steve Ng (Wei En) | Aubrey C. | Jane Zhang | Steve Ng (Wei En)

Independent Reserve SG ranked #8 on the list of Best Workplaces in Singapore. What makes this more meaningful is that every single person in our team voted for it. 100% of our team look forward to coming to work. 100% say we care about each other. 100% are proud to tell others they work here. I’ve always believed magic happens when people feel safe, supported, and trusted to do their best work. When you can focus on doing good work with good people. When you know the person next to you has your back. To our awesome legendary team — thank you! This recognition is yours. YOU are the heartbeat of this firm, and I’m proud every day to be on a team with this much heart, conviction, and integrity. LFG!!! 🚀 🚀 🚀

Thank you to Joel Chua for having me on his podcast "A Letter to Myself" - a very honest, reflective chat that even surprised me. Some highlights: - The competitive fire and discipline learned in sport and how it directly translates to endurance in business. - My parents' work ethic and sacrifices and how that contributed to my success. - Why I now believe resilience is more valuable than speed. What would you tell your younger self? 🔗 https://lnkd.in/gCsefCuX #ALetterToMyself #CNA #Leadership #FinTech #Entrepreneurship

As Bitcoin dips below $90,000, speculation has been rife about the direction prices will take next. It is worth reiterating that if there is belief in this asset class as a long-term store of value/portfolio diversification tool, buyers should zoom out to a longer-term horizon rather than fixating purely on short-term volatility. Bitcoin has weathered far worse storms and emerged stronger each time.I recently joined Hairianto Diman and Susan Ng on CNA 938’s Open for Business segment to discuss some potential factors behind the recent tumble. There are signs of change and distribution among investors. Some early investors, many of whom enjoyed the run from below $70,000 to over $126,000 just weeks ago, are taking profit, while there are several new institutions from traditional markets seeing this as a good entry point into BTC. Macro headwinds, such as uncertainty surrounding global interest rates and regulatory developments are key to watch. Liquidity and prices go hand in hand, and the December FOMC meeting will be pivotal. Markets have shifted from expecting a cut to anticipating no change, a key signal for risk sentiment ahead. For more details, do listen to the full interview: https://lnkd.in/gCm8K7MJ Independent Reserve SG #bitcoin #wealthmanagement #FOMC

One of the most frequent questions I field in my role is whether the market cycle has peaked. While I can't offer a definitive answer, there are compelling reasons to remain optimistic about the markets. Two major news events caught my eye this week. The first is J.P. Morgan's endorsement of BTC and ETH as collateral. This move signals institutional recognition of these assets' strength in the same way people use houses as security for a mortgage. In essence, J.P. Morgan can now extend loans backed by digital assets, just as a local bank enables financing with real estate. The second is Mt. Gox postponing its repayment deadline. Though unfortunate for creditors, this delay is bullish for BTC prices, as it defers near-term selling pressure. I also came across a fascinating indicator on CoinMarketCap that tracks sentiment and potential overheating to signal a possible market top. Remarkably, zero out of 30 top signals have triggered. Of course, the market remains influenced by broader global risks and macroeconomic conditions, but there's genuine cause for optimism heading into a strong fourth quarter for cryptocurrencies. After all, Q4 has historically been BTC/USD's strongest period, delivering an astonishing average gain of 57.7% since 2015. Catch up on this week’s top crypto news: https://lnkd.in/gPdYF2nt

The crypto markets have been absolutely chaotic these past few weeks. Reflecting back on Token2049, I had an incredible time joining Jack Cullinane at Ripple and Michael Higgins from Hidden Road for a lively stablecoin panel at the vibrant High House overlooking the beautiful Singapore CBD skyline. We dove deep into the increasing demand for stablecoins. At Independent Reserve, we’re witnessing a massive uptick in interest after recent changes in the regulatory landscape. I shared some practical insights on their growing role and offered guidance for institutions eager to explore stablecoin use cases. The fantastic food, exquisite wine, and friendly vibes made the event unforgettable. I would also like to extend my gratitude to the Independent Reserve SG team for surprising me with a birthday cake. #Token2049 #Stablecoins #Crypto #ripple