IM Capital

20% p.a. A $270,000 second mortgage facility. Security is a portfolio of four residential properties across Sydney's north-west, south-west and western suburbs: Castle Hill, with access to Castle Towers and metro services; Leppington and Austral, in the South West Growth Area near Leppington Station; and Lidcombe, close to Sydney Olympic Park. The portfolio is a mix of established family housing, developing residential areas and apartment accommodation. Three repayment options are contemplated: receipt of an expected consultancy fee, refinance of the facility through a bank or other financial institution, and sale of the security properties. Loan amount $270,000. Investor return 20% p.a. Term 3 months, no option to extend. Bookbuild closes and investor funds are due 26 October 2026.

14% p.a. A $700,000 second mortgage facility. Security is residential property across five Sydney suburbs: Mosman, Kirribilli and St Leonards on the Lower North Shore, Ashfield in the Inner West, and Wiley Park in the south-west. Two repayment options are contemplated: refinance of the facility through IM Capital's in-house mortgage broking team with a major bank or other suitable financier, and sale of the security property and/or any other property owned by the borrower. Loan amount $700,000. Investor return 14% p.a. Term 6 months, with an option to extend a further 6 months. LVR 80%, inclusive of first mortgages. Bookbuild closes and investor funds are due 20 October 2026.

12% p.a. A $3,000,000 first mortgage facility. Security is residential property in Holsworthy, an established suburb about 30km south-west of the Sydney CBD, within the City of Liverpool local government area. Rail services run from Holsworthy Station on the T8 Airport & South Line, with access to the M5 Motorway and Heathcote Road. Two repayment options are contemplated: sale of the completed duplex dwellings following completion, subdivision and issue of the Occupation Certificate, and refinance of the facility through a bank or other financial institution, subject to the financier's approval. Loan amount $3,000,000. Investor return 12% p.a. Term 12 months, with no option to extend. LVR 86%. Bookbuild closes and investor funds are due 20 October 2026.

16% p.a. A $600,000 second mortgage facility. Security is a residential property in Epping, an established residential and commercial centre about 18km north-west of the Sydney CBD, within the City of Parramatta local government area. Current market value $3.9M. Epping Station is a major interchange on the Sydney Metro North West & Bankstown Line and the T9 Northern Line. Two repayment options are contemplated: repayment from bonus payments, restricted stock unit (RSU) vesting proceeds and/or existing USD cash balances and the sale of shareholdings; and sale of the security property in Epping, with net sale proceeds applied towards repayment of the facility. Loan amount $600,000. Investor return 16% p.a. Term 3 months, with an option to extend a further 3 months. LVR 89%, inclusive of first mortgage. Bookbuild closes and investor funds are due 23 October 2026.

11% p.a. A $1,150,000 first mortgage facility. Security is a residential property in Mittagong, an established Southern Highlands town about 110km south-west of the Sydney CBD, within the Wingecarribee Shire local government area. Two repayment options are contemplated: sale of the security property under an exchanged contract, with completion scheduled for 30 November 2026, and refinance of the facility through a bank or other financial institution. Loan amount $1,150,000. Investor return 11% p.a. Term 3 months, with an option to extend a further 1 month. LVR 70%. Bookbuild closes and investor funds are due 23 October 2026.

15% p.a. A $1,000,000 second mortgage facility. Security is residential property in Robertson, an established, tightly held suburb about 14km south of the Brisbane CBD, within the City of Brisbane local government area. Combined current market value $7.62M. The facility is also secured by a specific security interest over a Mercedes-Benz G63 AMG, to be registered on the PPSR. Three repayment options are contemplated: sale of a separate residential property currently being marketed for sale, sale of one or more of the secured properties, and refinance of the facility with a major bank or approved non-bank lender. The borrower is an experienced business owner in the premium hospitality sector. Loan amount $1,000,000. Investor return 15% p.a. Term 6 months, with an option to extend a further 6 months. LVR 90%, inclusive of first mortgage. Bookbuild closes and investor funds are due 14 October 2026.