Homium

We're proud to be mentioned by Congressman Andy Barr at the House Financial Services committee hearing on affordable homeownership as one innovative solution solving for access to the American Dream. Thank you, Congressman Barr, for explaining it so well, and for your support for the SHARE Act, which would set tax exemptions for fair share appreciation mortgage pools tied to qualifying down payment assistance programs. These steps would open doors to new types of capital to solve the problem of declining access to and affordability of homeownership and middle class wealth creation.

After the votes, one message stands out clearly: Americans continue to choose affordability. Across the country, families are signaling that the cost of homeownership remains a defining issue — one that requires practical, scalable solutions rather than short-term relief. In his latest article, Marcus Martin, CEO of Homium, outlines how shared appreciation co-investment can realign the housing market around fairness, transparency, and long-term sustainability. The model reduces monthly burdens for first-time buyers, strengthens community stability, and creates a system where each return fuels the next generation of homeowners. Read the full article here: https://lnkd.in/gFVth3Hn #Homium #Homeownership #AffordableHousing #SharedAppreciation #HousingAccess #ImpactInvesting #PublicPrivatePartnership #CommunityGrowth #MarcusMartin

Essential workers and retired residents are the bedrock of our communities, yet they are increasingly priced out of the neighborhoods they helped build. Through the Tobias Harris Homeownership Initiative, Homium deployed a scalable, shared-appreciation equity model to make homeownership a reality for healthcare worker Takiyah and her mother, Hattie. No debt traps, no predatory terms. Just fair, aligned capital working to anchor a family in Detroit. True corporate responsibility is about building durable economic foundations. Homium provides the institutional framework to turn corporate and philanthropic capital into real, generational change. Sponsor homeownership in your target market. Partner with Homium to scale this proven model nationwide.

Financial markets naturally favor high earners and institutional buyers, leaving essential community pillars like teachers priced out of the very neighborhoods where they work. The Utah Dream Fund changed that. By bringing together the Sorenson Impact Group, Promise Partnership Utah, and Homium's shared-appreciation model, we created a new type of financing. We bridged the affordability gap for first-time buyers with an institutional-grade co-investment framework, acting as an equity partner to help families stabilize and build wealth. True impact investment requires a model that scales. Homium provides the infrastructure to deploy your ESG, philanthropic, or corporate capital directly into local housing security. Let's launch a fund in your market. Partner with Homium to co-invest in the future of homeownership.

What does true community impact look like? It looks like Jaleel, a Detroit cement truck driver, finally unlocking the door to his own home. Through the Tobias Harris Homeownership Initiative, Homium paired private capital with community purpose to create a scalable, shared-appreciation model that actually works. We proved the concept in Detroit, providing a fair, transparent way to bridge the wealth gap while protecting investor alignment. Now, we are looking for visionary corporate sponsors, foundations, and private wealth partners to launch similar initiatives nationwide. Deploy your capital where it creates generational change. Partner with Homium to sponsor homeownership in your target market.

Impact investing shouldn’t require sacrificing structural clarity or financial alignment. Homium introduces a fair, transparent shared-appreciation equity model designed to bridge the housing affordability gap. By acting as a silent down payment partner, we replace traditional high-cost debt frameworks with a model that features zero fees, zero interest, and zero monthly payments for the homeowner. For institutional sponsors, foundations, and corporate wealth managers, Homium provides the precise, data-backed execution framework needed to deploy capital into local housing markets securely and at scale. See how our co-investment architecture creates a sustainable path forward for community stabilization. Read more about Homium on our sponsor page or connect with our investment team today.