EBANX

64% of users were new to the subscription platforms they joined. In Brazil, Pix Automático lets consumers pay for recurring subscriptions without a credit card, turning a local payment method into a customer acquisition channel. See what the first year reveals for global subscription businesses.

56% of Elo cardholders in Brazil use no other payment method online. Local cards are not nice-to-have. For many consumers, they are the only way to pay online.

Only 8-10% of South African adults have a credit card. For global subscription businesses, card-on-file models can leave millions of willing customers out. Canva is changing that. Through EBANX, it became the first international company to offer recurring subscriptions via Capitec Pay, with no credit card required.

In less than a year, Colombia’s new instant-payment system grew from 2 million to 7 million daily transactions. Bre-B already connects the country’s entire financial sector. Now, it is expanding into recurring payments, business payments, and open finance. Read our exclusive conversation with Colombia’s Director of Payment Systems on what comes next.

Six months. 28% of Nord Security’s payment volume in Brazil. That is how quickly Pix Automático, Brazil’s native recurring-payment rail, scaled after launch through EBANX. The payment method also increased merchant-initiated approval rates by 20 percentage points, outperforming credit cards. Read how Nord Security is using recurring Pix payments to expand access and grow its Brazilian customer base.

Brazil did not wait for credit cards to build a digital economy. Pix now reaches 95% of Brazilian adults and has brought 70M people into the financial system. Here are 5 lessons other emerging markets can apply.