Diebold Nixdorf

A bank branch and a retail store rely on many of the same capabilities: moving money, verifying identities, processing payments and preventing fraud. Most organizations still build each one twice, on separate roadmaps run by separate teams. In my latest article for Forbes Technology Council, I make the case for building those capabilities once and sharing them across both businesses. Every reused component is already proven in production, so teams spend less and take on less risk each time they build on it. https://lnkd.in/gZK8q45c

My role at Diebold Nixdorf puts me in the room with both banks and retailers, and this year I have heard the same challenges described in both, often in almost the same words. I have come to believe the future of physical banking will have more in common with modern retail than with traditional banking. Customer experience is where the opportunity to learn from each other is especially clear. Retailers and banks each bring valuable strengths, from automation and real-time data to network and location optimization. Leaders in both industries can create better physical experiences by borrowing what works from the other. Read the full article to see my thoughts on where the branch and the store are heading.

Quantum security has moved from a research topic to a planning requirement, but not every banking system is equally exposed. Treating them all the same is an expensive way to set priorities. I recently shared my perspective in @Inside Quantum Technology on where quantum risk actually lives in the ATM channel. The transaction itself holds up better than the headlines suggest. The real exposure sits in the trust layer a machine relies on, and that's where banks should focus as they fold quantum readiness into the fleet refresh already on their calendar. Read the full article to learn where banks should focus their quantum-readiness efforts.

Why keep sending armored trucks to solve a cash management problem? Traditional ATM operations rely on frequent cash replenishment, driving up costs and creating inefficiencies. Diebold Nixdorf helps financial institutions reduce their dependence on cash-in-transit through intelligent cash recycling, AI-driven forecasting, and automated availability management. Fewer visits. Lower costs. Smarter cash operations.

Many ATM networks still depend on costly, reactive cash servicing models. Diebold Nixdorf uses automation, data intelligence and cash recycling technology to reduce cash handling costs, minimize interventions and improve ATM performance. It's time to modernize your cash operations.

Sending more trucks isn't a cost-reduction strategy. Diebold Nixdorf helps financial institutions cut the cost of cash by up to 70% through advanced recycling technology, accurate cash forecasting and AI-powered availability management. Reduce the Trucks. Reduce the Cost.