Community Bank

Community Bank is expanding its leadership in Wheeling, WV. Ryan Garrison, AVP / Retail Market Executive, and Amber Keene, Office Manager at our Woodsdale branch, bring deep experience in community-focused banking. Their leadership reflects a shared commitment to local decision-making, strong client relationships, and personalized financial guidance. Learn more about how they're helping individuals and businesses throughout the Ohio Valley move forward: https://lnkd.in/erxUhYmr Member FDIC.

Congratulations to Luke Kelly, AVP / Associate Banker, for delivering a $2.2 million acquisition loan for a well-located, mixed-use retail property in Pittsburgh’s desirable Shadyside business district, strengthening our commitment to investing in the region’s vibrant commercial landscape. Thinking about your next project, or how best to allocate capital across your portfolio? Please reach out to Luke directly at [email protected]. He is available to listen and share fresh ideas on the most efficient path forward. Member FDIC.

Community Bank’s Western PA Commercial Banking Team was hard at work in Q3 of 2025, providing financing and financial solutions to businesses across a variety of industries. If you need capital to grow your business, contact one of our Commercial Bankers – Nick Walsh, John Bartolini, Douglas Sheerer, Luke Kelly, Greg Vallecorsa, Kevin Gordon, Angela Kalhan, and Nicole Figura. Member FDIC.

Please join us in welcoming Jon Frantz, our new VP / Treasury Management Client Solutions Manager. Jon is a Treasury Management professional with more than 27 years of experience helping businesses improve cash flow, streamline operations, and implement effective banking solutions. Known for his client-first approach and strong technical expertise, Jon enjoys building meaningful relationships with clients and has a proven record of delivering reliable, high-quality treasury management solutions across multiple industries. Welcome to Community Bank, Jon! Member FDIC.

President & CEO, John H. Montgomery, is proud to share our Q3 2025 financial results. Please see a few highlights below and a link to our full press release. Income Growth: Net interest and dividend income increased $1.6 million, or 14.2%, to $13.1 million for the quarter. • Securities Upgrade: Repositioned $129.6M in low-yield assets, boosting expected NIM by 19 bps and EPS by $0.40. • Stronger Margins: NIM improved to 3.64% as loan yields rose and deposit costs fell. • Loan Growth: Loans grew $50.8M YTD, led by growth in commercial real estate and commercial and industrial lending. • Credit Quality: Nonperforming loans stayed low at 0.19% as conservative credit practices were upheld. Read our full release at: https://lnkd.in/ek4mT7hn Member FDIC.

Community Bank has expanded its commercial banking capabilities with the launch of its Specialty Finance division, bringing sophisticated capital solutions to middle-market clients while maintaining the relationship-first approach that defines community banking. Led by John Bartolini, President of Specialty Finance, this new division provides tailored lending strategies for complex capital needs, including private equity-backed growth, municipal finance, healthcare lending, and syndications. To learn more, visit www.cb.bank or contact John Bartolini at [email protected] or 724-223-1286. Member FDIC.