Coherent

Coherent is coming to St. Louis 📍 We're looking forward to meeting customers and partners at NASBI Forum 2026, September 22-24. Supplemental carriers are under pressure to launch products faster. They also have to stay audit-ready. That's a hard pair to hold when every new plan means another rater to build, test, and file. We help insurers ship faster and keep every rate traceable with the actuarial models they already trust, and our team would love to meet with you in person! Grab time with Douglas Loots at #NASBI later this month: https://hubs.ly/Q04wVyp20 #SupplementalBenefits #InsurTech

Four in ten employers say they’d leave a carrier that can’t connect to the benefits platform they already run. Price isn’t deciding placements anymore.

Brokers rank carriers on turnaround before they rank them on rate. This guide breaks down how the fastest group benefits insurers get quotes back in hours, keep every number consistent, and win more placements.

AI-driven quoting raises the bar on the raters behind it. Every quote must trace back to its inputs — version-controlled, testable, governed. Coherent gives group benefits carriers that foundation. Expand into new voluntary lines without expanding the build cost, at the speed brokers now expect.

Self-funded shifts and voluntary expansion mean more plan variants, not fewer, and each one is another rater to build, test, and file. Coherent turns new product logic into live, quotable rating in days instead of quarters, so the lineup keeps up with demand instead of falling behind it. More variants, live faster, one source of truth.

A top-three benefits carrier was facing an 18-month, multi-million dollar rebuild of its raters. See how it governed the logic in Excel with Coherent instead, without pulling their actuaries off pricing to supervise a recode. The first rater went live in three months, every one after in 30 days with 100% logic parity across systems.