Codat

We analyzed real accounts payable data from 700+ high-growth mid-market firms to uncover how they actually spend, scale, and manage supplier relationships - drawing key insights to inform how banks should respond.

A first-of-its-kind data-driven benchmark report analyzing how high-growth US mid-market businesses spend, scale, and manage supplier complexity - and the implications for commercial banks.

From credit signals to payment behaviors, Rodrigo Sanchez outlines how Citizens is turning raw data into insight that supports frontline decisions that drive real business impact.

We sat down with Rodrigo Sanchez - SVP Head of Commercial Cards at Citizens - to discuss how banks can move beyond transactions by equipping teams with actionable, timely insights - powering deeper client engagement and better outcomes.

Empowered teams. Informed clients. Smarter outcomes. In this short clip, hear how Citizens is enabling commercial teams to think like advisors - with data that’s timely, relevant, and directly tied to client needs.

14,000 submissions from more than 20 countries. One winner in financial services. We're very proud that Codat won Best AI Solution in Financial Services at Microsoft's Global AI Hackathon. Banks often rely on statements, spreadsheets and periodic reviews to understand their business customers' finances. Codat gives them a regularly refreshed view through consented connections to accounting and ERP systems. Our Banking AI Assistant combines that financial picture with the bank's own products and relationship context, and surfaces relevant opportunities directly in Microsoft Copilot. The numbers are calculated from agreed definitions over consented accounting data. Microsoft Copilot explains what they mean. The banker decides what to do. In our hackathon demo, the assistant identified $2.4m in payments to card-accepting suppliers, 27 additional days of payment terms and around $34k in potential annual rebates. It's a practical way to turn reliable financial information into better conversations with business customers. More on the winning solution: https://lnkd.in/eKEv-VXv