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CMG's Opportunity Pipeline

Freddie Mac made it official this morning. We're first on their new Income Calculator API, with AI we built ourselves. First lender, first fintech, first anybody. Then we put it on a clock. Two underwriters. Same two files. One took 1 hour and 28 minutes. The other finished in 11. The files: a self employed borrower with three companies, a W2, rental properties, and partnership returns, plus a second borrower with variable income. That mix is the point of the new API. It handles self employment, salaried, variable, all of it. Both clocks run side by side in the video. We call it Omni Income. Our product, engineering, and labs teams built the whole thing in house. AI does the document extraction. AI helped us write the platform. It's live for LOs as of today in our AI Hub, alongside a growing set of Claude, Gemini, and GPT tools. We don't pick one model. We match the right frontier model to the job. Big shout out to Andrew, Hershon, and the engineering team at CMG Financial. So I sat down with Bezi Mousai, 14 years at CMG and the guy on the 11 minute clock, to hear what it's actually like to use. Not the demo version. The real version. The part that stuck with me wasn't the speed. When I asked what this actually changes for him, he didn't lead with throughput. He said, "This tool is going to take me to where I will be able to balance my life a little bit better, to be honest with you." That's the whole point. We made an AI-first bet on building our own tools because the people doing the hardest work in this industry shouldn't have to wait for a vendor to decide their problem is worth solving. And then there's the commercial. Big thank you to Bezi and JoJo, who ran the other clock and was a very good sport about it, for starring in it. Stay past the interview and watch the final minute. Turns out they have real range on top of the underwriting. Putting this together, I heard some horror stories. Files that ate an entire afternoon. Files that took days. If you're an LO, processor, underwriter, or anyone who calculates income for a living, 1 hour and 28 minutes needs to be a thing of the past.

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