Capital Investment Advisors

Losing a loved one or facing a medical emergency takes an emotional and physical toll on families. What most people don’t realize is how much stress could have been avoided by simply having a few basic legal documents in place. A little proactive planning can remove a massive layer of stress when your family needs it the most. Want to know how? Read more here → https://lnkd.in/etcsSKdz Special thanks to Erica Ruggiero, Esq. for the peer review! #EstatePlanning #LegacyPlanning #ProtectYourFamily #EatateLaw #FinancialPlanning #WealthManagement

A 2024 MassMutual poll of 2,000 Americans found that 67% of retirees were happier in retirement, while just 8% felt less happy. The study defined “retirees” as up to 15 years into retirement and “pre-retirees” as within 15 years of retiring. A 2023 Transamerica survey and a 2007 University of Michigan study both found that retirees often report greater happiness, life satisfaction, or lower stress than during their working years. Happiness may be subjective, but with multiple studies suggesting retirement may improve quality of life, strategies that enable earlier access to savings, like the IRS’s underutilized rule of 55, deserve attention. If retirement has the potential to enhance well-being, it seems worth the effort to identify any and all tools that may help individuals reach retirement sooner, rather than later. One of those tools is an early withdrawal penalty exemption in the tax code, commonly known as the rule of 55. What is the rule of 55? Wes Moss breaks down how it works, when it applies, and why it matters in his latest Forbes article. Read the full article here https://lnkd.in/e4inq8SD #RetirementPlanning #RuleOf55 #FinancialFreedom #HappinessInRetirement

Retirement starts with understanding your world. Our Denver-based team helps you work towards getting there faster, with a plan built just for you.

Retirement starts with understanding your world. Our Atlanta-based team helps you work towards getting there faster, with a plan built just for you.

Let us help you plan for a happy retirement with income strategies built just for you. Book your consultation today.

Markets shift. News changes. But your retirement plan? That should be rock solid. Let’s build a long-term strategy tailored to your future. Book your free consultation today.