Candidly

The modern workforce has changed — and your benefits strategy should too. With student loan repayments back in full swing, financial stress is at an all-time high. Our Guide to Student Loan Employer Benefits walks HR leaders through how to design a benefit that reduces stress, boosts retention, and meets employees where they are.

🛑⏱️ Today, wage garnishment begins for 5M borrowers with another 4M as a fast follow. Oyin A. of the The Wall Street Journal and I reconnected last week to discuss solutions to mitigate default with 25% of borrowers either actively in default or vulnerable to default (90 to 180 days late). As a founder, operator, technologist, and former borrower myself, it is extremely painful to watch multiple anticipated and avoidable crises converge due to systemic failures across three existing legacy systems: legacy technology solutions wholly unable to respond to the pace of policy changes, operational breakdowns (hours of hold when calling servicers or (now) the Default Resolution Group), and an awareness crisis due to poor communication following years of false starts around repayment. All of this is solvable and must be solved, with urgency. 🛑⏱️ Candidly enables hard working Americans to avoid default and creates a sustainable path forward in minutes. As the only AI-driven student debt platform, we employ modern technology and a mobile first approach to deliver elegant and easy user experience that delivers radically improved, automated financial outcomes, including repayment. As employers, you can proactively help your employees avoid garnishment and the cumbersome workflow you will have to execute to implement wage garnishment. We are here to help. Please DM me if you're interested in learning more. As always, Oyin A. - thank you for your leadership on this critical issue.

The AI revolution is here — and in the workplace, it’s transforming everything from recruitment and reskilling to people management and benefit engagement. ✨ Our HR Leadership Summit gathered forward-thinking people leaders to discuss how they're harnessing AI to drive higher productivity, unlock deeper impact, and cultivate teams that are truly future-ready. Here's what stood out: ⚡ AI + human design = benefits that actually work Benefit utilization soars — and ROI follows — when technology meets thoughtful employee experience design through innovative solutions like Cait, our new Conversational AI Tool. 🎯 Smart recruitment goes deeper than automation The most successful teams use AI throughout the entire talent journey — not just to speed up processes, but to identify better candidates and reduce bias. 🚀 HR leaders are the architects of transformation You're not just managing people — you're building the agile, resilient workforce your organization needs to thrive. 🤝The future of work isn't about choosing between human intelligence and artificial intelligence It's about combining both to unlock potential we never knew existed. 🔗 Dive deeper into more insights from our HR Leadership Summit: https://lnkd.in/g_n8YyYt

🎬🎉 In our latest webinar, HR leaders from across the country tuned in as our expert team (Carli Coyne Reddy, CSLP, Michaela (Noé) Rubin, and Meera Rao Oliva) took a deep dive into what recent changes in the student loan landscape — including the One Big Beautiful Bill — mean for borrowers, and shared actionable insights for implementing a proactive benefits strategy that offers employees the support they need while driving critical business outcomes.

HR Leaders: what if every employee had a personal guide to help them crush their student debt and build financial confidence? Cait empowers employees to feel confident and informed about their education financing journey — and reduces the financial stress that hinders workplace productivity, engagement, and retention.

Federal student loan programs are in flux. New administration. New priorities. New questions from your workforce. The employers navigating this uncertainty best aren't waiting for clarity — they're proactively building student debt support into their benefits architecture.