Bloom Credit

One week until our webinar with Cornerstone Advisors. Recapture Deposits and Younger Consumers with Embedded Credit Reporting 📅 November 19 | 1pm ET Here's what's at stake: Financial institutions need to prove impact in financial wellness. But how do you measure it? How do you show members, especially younger ones, that you're helping them build a stronger financial future? The answer might surprise you. Consumer-permissioned data and credit-building without debt are changing what's possible. Checking accounts can now do more than hold deposits. They can help members improve credit scores. They can strengthen retention. They can attract the demographics you've been missing. On November 19 at 1pm ET, Ron Shevlin and Christian Widhalm will break down: ▪️ What fintech strategies actually work for attracting younger members ▪️ How innovative institutions are embedding credit reporting into checking products ▪️ The data behind a 25-point average credit score increase ▪️ Your roadmap for implementation This is your chance to learn from institutions already doing this work. Will your checking product look the same in 2026? Register now: https://lnkd.in/gykyH7G4

Traditional checking accounts are failing to attract younger consumers. The numbers tell the story: Gen Z prefers Buy Now, Pay Later (BNPL) over traditional credit. They're building financial lives outside conventional banking. And most checking products haven't changed in decades. The result? Financial institutions struggle with deposit growth. Younger members go elsewhere. And opportunities for retention slip away. But what if your checking account could build credit without debt? Join Ron Shevlin of Cornerstone Advisors and our CEO Christian Widhalm for a fireside chat on November 19 at 1pm ET. In the webinar we’ll explore: ✅ Why consumer-permissioned data is the next frontier in deposit growth ✅ How to turn checking accounts into credit-building engines ✅ Real results: members seeing an average 25-point credit score increase ✅ Practical steps to launch your first differentiated checking product in years This isn't theory. We'll share new data from Cornerstone Advisors and real client stories from leading credit unions. Recapture Deposits and Younger Consumers with Embedded Credit Reporting 📅 November 19 | 1pm ET Ready to rethink checking? Register here: https://lnkd.in/gykyH7G4

If $3.15T has already moved to high-yield accounts, why should customers trust you to stay? You earn it by pairing everyday checking with real credit-building tools that show you’re invested in their future, not just their balance. Bloom+ helps you demonstrate that commitment in concrete ways, so your customers see you as a financial ally—and choose to keep their deposits with you.

When you sit in front of examiners, do you feel confident in the story your data tells? Bloom+ gives you Metro 2–audited reporting, transparent decisioning, and a CRA-ready framework so you can show exactly how you serve LMI communities, grow deposits, and approve more qualified borrowers—live in under 30 days. You stay in control of your narrative, backed by documentation that stands up in any room.

What if every bill you already pay felt like a tiny win instead of a monthly drain? When your members can have rent, utilities, and phone payments reported to all three bureaus through the accounts they already use, every on-time payment becomes a step toward a stronger credit story—no new debt, no new habits, and live in under 30 days. You give them something rare in banking: a sense of hope wrapped in something they’re already doing.

Your members don’t need another app; they need a partner who’s already thought three moves ahead. By reporting rent, utilities, and phone payments to all three bureaus through existing accounts, you help members build credit with what they already pay—no new debt, fully aligned with compliance expectations, and running in under 30 days. You position your institution not as a follower, but as the one setting the standard everyone else will chase.