Bibby Financial Services

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Today, Adam in my team had a great conversation with the owner of a fast‑growing commercial cleaning business. They’re scaling quickly by acquiring contracts from a retiring competitor. Their biggest challenge right now? Cashflow while they scale. Some customers want 30–60-day payment terms, a couple pay unpredictably, and the business needs to run weekly payroll and keep supplies moving. Sound familiar? That’s exactly where we can help. Adam explained how invoice finance can bridge that cashflow gap – advancing up to 90% of invoice value within 24 hours of raising them. This means they can pay their teams on time and confidently take on larger, recurring contracts. What appealed most? • Credit control flexibility – the option to keep it in-house or use our confidential credit control service. • Optional bad debt protection for peace of mind. • Relationship led onboarding – we meet face to face to get things running smoothly. The best part for me? Out of all the finance providers he’s spoken to so far, BFS was his favourite because we were upfront, transparent, and easy to deal with. Exactly how we aim to show up: independent and relationship‑focused. If you’re scaling your business and juggling longer payment terms with weekly payroll, let’s talk. My team and I are always happy to help. For tips and advice on effective cashflow management visit 👉https://ow.ly/uake50XuBEF #BibbyFinancialServices #SupportingBusinessAsUsual Adam Sweeney Asson J. Yvonne Chahboune Gary Steele Stuart Lee

Our recent survey of 1,000 businesses showed, despite optimism about their own prospects, high costs and economic uncertainty continue to weigh heavily. The Autumn Budget is only days away. With increased fiscal tightening expected, businesses should review strategies to maintain cashflow resilience and support growth. Read our full article on managing your business in cost-pressured times here ➡️https://ow.ly/OsqJ50XqnUf #SupportingBusinessAsUsual #BibbyFinancialServices #BFS #BusinessGrowth #SMEConfidenceTracker

Unpaid invoices aren’t just frustrating - they’re putting real pressure on UK SMEs. Our latest survey of 1,000 SMEs found they’re owed an average of £64,108 in unpaid invoices. That’s a 7% increase compared to our last survey in Q1 and a serious strain on cashflow! Just today, one of my team spoke with a manufacturing business seeing a real squeeze on cashflow due to slow-paying customers. They are finding it tough to pay suppliers, cover wages, and keep operations running smoothly. We can help. We enable businesses to unlock cash tied up in unpaid invoices within 24 hours of raising them. That means faster access to working capital, without waiting weeks or months for customers to pay. If you’re facing cashflow challenges and want to explore funding options, my team is here to help. Feel free to reach out, or for practical tips on managing cashflow, visit https://ow.ly/aVNt50X8rE5 Adam Sweeney Asson J. Gary Steele Yvonne Chahboune #BibbyFinancialServices #SupportingBusinessAsUsual

How are you feeling about your business? 📊 72% of SMEs expect sales to increase. 💸 Half are now more likely to seek external finance. 🚫 Over half say finance is harder to access. These are the key findings from our latest SME Confidence Tracker research with 1,000 businesses, demonstrating that while optimism is strong, access to finance remains a key challenge. In the video below, I share practical steps to help businesses explore flexible finance options and strengthen their funding position. View the insights from our SME Confidence Tracker research here: https://lnkd.in/ebJZ4-eF #BibbyFinancialServices #SupportingBusinessAsUsual