Zeta

Passkey-with-Biometric authentication is fast becoming the modern standard for securing digital payments - anchoring every approval to the user’s own device and identity. OTPs and static credentials like PINs were never built for today’s fraud landscape. They can still be phished, intercepted, or socially engineered with ease. Stronger, tamper-proof authentication has now become non-negotiable. Passkey-with-Biometric authentication eliminates shared secrets, removes interceptable codes, and enforces hardware-rooted cryptography for real protection. Cipher AFA brings this advanced authentication model natively to both card payments and UPI - delivering seamless user experience and enterprise-grade protection for banks.. #DigitalPayments #RBIAFACompliance #Passkeys #Biometrics #Cybersecurity #Authentication

Passkey-with-Biometric authentication is fast becoming the modern standard for securing digital payments - anchoring every approval to the user’s own device and identity. OTPs and static credentials like PINs were never built for today’s fraud landscape. They can still be phished, intercepted, or socially engineered with ease. Stronger, tamper-proof authentication has now become non-negotiable. Passkey-with-Biometric authentication eliminates shared secrets, removes interceptable codes, and enforces hardware-rooted cryptography for real protection. Cipher AFA brings this advanced authentication model natively to both card payments and UPI - delivering seamless user experience and enterprise-grade protection for banks.. See how Cipher AFA elevates RBI-compliant AFA: < > #DigitalPayments #RBIAFACompliance #Passkeys #Biometrics #Cybersecurity #Authentication

Authentication has quietly become the biggest driver of trust in digital payments. And RBI’s recent AFA mandate has pushed it to the center of every customer journey. But in most banks, authentication has grown over the years. One method at a time, one product at a time. The result - fragmentation, drop-offs, and journeys that are hard to govern. Cipher AFA brings this together as one platform: Risk-based decisions, strong authentication methods, multi-network coverage including UPI, and a resilient architecture proven in high-volume banking environments. The impact is real. • 800M+ MFA authentications processed till date • 99.7% authentication success rate • 100% elimination of OTP fraud • Go-live in as little as 4 weeks 👉 Watch this 90-second video of how Cipher AFA enables these outcomes. Explore the complete platform and its capabilities, from here #CipherAFA #Authentication #NextGenBanking #Zeta

Primary cardholders are juggling family spend, subscriptions, and kid-driven purchases but most bank products force “same rights for everyone” or “no control at all.” What looks like fraud is often just a design gap: no roles, no limits, no oversight. It’s time to fix that.

Most banks still design card access for individuals, not the way SMBs actually manage money today. They offer joint cards (where all account holders have full access) or secondary cards (that offer limited controls). Different teams require different limits as per roles while owners require visibility and needs to set clear liability. How are you empowering your SMB customers today?

Fintechs built for how your SMB and household customers actually manage money i.e. together. They’re capturing value most banks don’t even see yet. Can your bank catch up?