Watson AM

Your savings can lend to real property projects, one at a time, from EUR 10'000. Each case on the Watson Capital Partners list reaches you on its own, with the property, what it is worth, how much is lent against it, the interest, the term and how you are paid back, all written down. You read it, then take part or let it pass. Joining the list is free and commits you to nothing, ahead of launch in January 2027.

An adviser putting client money to work needs the diligence written down where a client can read it. Watson AM's nine-step process is published in full, from initial assessment to ongoing monitoring, and each case file sets out the security, loan-to-value and term the facility was arranged on. The work can go to a client or an investment committee as it stands. A file that fails a diligence step never reaches an investor's desk, so the pipeline is the first filter and the investor's own review the second.

When you invest in a property-backed loan, the cushion is the part of the property's value that sits beneath your money. At Watson Capital Partners we lend at most 75% of what a property is worth, which leaves at least a quarter of its value as that cushion. Each case file shows the valuation and the figure for that project, so you can see the cushion before you decide. From EUR 10'000 a case, launching January 2027.

Watson AM arranges financing of up to 75% of a property's value, which leaves the developer's equity at 25% or more. Loan-to-value is that share of the value the facility covers; on the projects funded since 2024, the median has been 65%. The rest of the published deal box is short: EUR 1M to EUR 50M+ a facility, over 6 to 72 months. We remain flexible for the right opportunities.

An adviser allocating client money needs the diligence written down where a client can read it. Each Watson AM file arrives with nine diligence steps already run and the structure set out: valuation and loan-to-value, the security and its rank, the conditions the borrower must clear, the term and the exit. Your own review follows, and the decision to fund stays with you, file by file.

A developer in Barrow-in-Furness had spent more than 18 months looking for financing before the file reached Watson AM. The term sheet followed within a week of first contact: CHF 4'200'000 at 66% loan-to-value over 18 months, for the land under the first phase of a wider residential scheme. It is one of twelve case files Watson AM publishes in full, would yours be worth adding to the list?