Summer

Student debt isn’t just an individual challenge — it’s a workforce issue that’s reshaping talent attraction, retention, and satisfaction. In our latest survey of 3,000 U.S. employees, we uncovered what workers really need from their employers: relief from daily student loan stress and clearer paths toward financial stability. The numbers speak for themselves: -65% say loans are a major burden -81% want student loan support from employers -Nearly half of borrowers are mid-career professionals, not just recent grads Payments have resumed. Delinquencies are climbing. The time to act is now.

The ‘Big, Beautiful Bill’ has officially reshaped student loan repayment — and it’s going to affect your workforce. Here’s what you should know: 1. Higher payments and longer repayment timelines are ahead for many employees. 2. You have a limited, 2-year window to grandfather them into lower-cost plans. 3. Section 127 is now permanent, creating a tax-free way to contribute up to $5,250 annually. The faster you act, the more you save — and the stronger your retention will be.

Student debt is silently draining the healthcare workforce. • 2.2 million nurses owe ~$48 billion in loans • 70% of physicians graduate with ~$200k in debt • Stress and burnout are at record highs Summer is the only end-to-end platform built for healthcare systems. We help your workforce optimize repayment and forgiveness, while you add contributions, tuition assistance, and even retirement match. The outcome? Lower stress, stronger retention, and guaranteed ROI. 95% of Summer users say they’re less likely to leave their employer. Learn more at www.meetsummer.com.

Turnover. Burnout. Financial stress. These challenges affect every industry, and student loan debt is at the center of it. Summer is the only end-to-end platform built to solve employee student debt. We optimize repayment, unlock federal forgiveness, and manage all the paperwork so your HR team doesn’t have to. The results: • Guaranteed ROI • Lower attrition and stronger retention • Lasting financial wellness for the people who power your business • Give your employees the impact of a raise without increasing your costs. Book a meeting today to see how Summer can reduce turnover and protect your bottom line: www.meetsummer.com

NYC partnered with Summer to unlock millions in citizen savings and reduce strain on city programs. Book a meeting with our experts to see how your administration can deliver real ROI without adding new staff or budget strain.

70% of physicians graduate with $200k in student loan debt. Nurses and physical therapists are facing the same burden, driving stress, burnout, and costly turnover. Book a meeting with Summer’s experts to see how we help leading health systems reduce debt stress, improve retention, and deliver guaranteed ROI.