Spreedly

A seamless checkout starts with payment choice. Meet your customers at checkout with their preferred payment methods, all through one connection to Spreedly's platform.

Most payment stacks are built to handle today. Spreedly is built to help you unlock tomorrow. New markets, higher authorization rates, and a payments journey built to maximize conversion.

36% of US consumers would already let an AI assistant complete a purchase without their approval. Another 23 to 26% would say yes with spend limits and approval workflows. That puts 40 to 50% of consumers within reach of a well-built, well-guarded checkout. The State of Checkout 2026 Report, based on 2,000 US consumers surveyed by Talker Research for Spreedly, shows what that demand needs from your payment infrastructure. Download the report.

52% of consumers name fraud as the top reason to hold back from AI checkout. 43% won't give up control of how much they spend, and 41% won't give up which payment method gets used. The fix isn't new fraud tooling. It's making the tooling that already works visible: configurable spend limits, tokenized credentials, and a readable activity log. The State of Checkout 2026 Report breaks down the build. Download the report.

When an AI purchase goes wrong, 41% of consumers blame the AI company. 31% aren't sure who's responsible. Only 6% point to the payment provider. Trust in the AI layer and trust in the payment layer are two different jobs, and consumers already sense it. The State of Checkout 2026 Report shows why dispute resolution, mandate enforcement, and clearly stated terms need to live in the payment layer from day one. Download the report.

Design your full transaction lifecycle, from fraud checks and 3DS to routing and execution, without writing backend code.