Regula

Identity checks are taking on new roles in app distribution, payments, and access to digital services. The latest edition of Identity Verification Weekly examines three recent changes: • Google has begun enforcing identity verification for Android app developers in Brazil, Indonesia, Singapore, and Thailand, linking distributed apps to identifiable developers. • An investigation into crypto-funded virtual cards found services offering cards without standard identity checks. It raises questions about who uses a card after its credentials are transferred or resold. • Germany has approved legislation for its EUDI Wallet, allowing users to choose whether to include a facial photo. Service providers will need to accommodate different verification methods and privacy preferences. Read more about the news and what it means for identity verification: https://lnkd.in/e2PieEfR #RegulaBlog #EUDIWallet #DigitalWallet #IdentityVerification #IDV #Crypto

What happens when a customer loses access to their EUDI Wallet or moves their credentials to a new device? Banks need to be prepared for these scenarios before integrating digital wallets into their identity verification processes. Henry Patishman, Executive VP of Identity Verification Solutions at Regula, explores these operational challenges in his contribution to The Paypers, focusing on how banks can ensure reliable identity verification across different customer scenarios. He also explains why banks need to maintain clear records of verification decisions and be able to reconstruct how each decision was reached. Read more in The Paypers: https://lnkd.in/dxBbq8P6 #EUDIWallet #DigitalIdentity #IdentityVerification #Banking #IDV #DigitalWallets

Physical IDs are not disappearing. Digital credentials are becoming more common. Identity verification systems increasingly need to handle both — sometimes within the same user journey. The challenge is not simply adding another credential type. Physical IDs, ePassports, and mDLs require different checks, but the verification process still needs to stay consistent. Arif Mamedov, CEO at Regula Forensics, Inc., explains how hybrid identity changes verification and what organizations need to consider when supporting different credential types within one process. The article covers how to: • apply the right checks to each credential type • account for contextual signals and transaction risk • separate successful verification from sufficient evidence • add new credentials without rebuilding the entire verification flow Read more: https://lnkd.in/et3qes9K #RegulaBlog #IdentityVerification #DigitalIdentity #HybridIdentity #IDV

New verification initiatives and emerging fraud risks are shaping how organizations check identity. Regula’s latest Identity Verification Weekly examines the news and what it means for businesses: • Germany’s Federal Office for Information Security (BSI) will evaluate technologies that remove backgrounds from identity photos. This processing can alter facial boundaries and make signs of image manipulation harder to distinguish. • The UK plans to add open banking to GOV.UK One Login, allowing users to share information already verified by their bank. The approach could simplify access to public services while requiring secure data sharing and sufficient identity evidence. • CrowdStrike identified an AI-assisted hacking campaign targeting South Korean financial institutions that led to data theft. Stolen personal and financial information can later support impersonation, fraudulent loan applications, and account takeover. • An analysis identified over 33,000 UK companies that missed filing deadlines and had no visible verification record for at least one director. This pattern may warrant closer examination during KYB checks, although it does not establish fraud. Read more about the news and its implications for identity verification: https://lnkd.in/e-YapxNa #RegulaBlog #IDVNews #IdentityVerification #DigitalIdentity #IDV #FraudPrevention #AI

September showed how identity verification is becoming part of a much broader digital trust infrastructure. Digital credentials are moving into more banking, government, and cross-border scenarios, while age assurance is gaining new technical and regulatory frameworks. Biometric border systems are also exposing the operational challenges of large-scale verification. AI agents are adding a new layer to identity: organizations need to connect the verified person or business with delegated authority and the action an agent eventually performs. See the key identity verification developments from September and expert takeaways on the issues behind them. #IDVNews #DigitalIdentity #Biometrics #AIAgents #DigitalCredentials #IdentityVerification #FraudPrevention

A legitimate seller shouldn't need three attempts to pass verification. Regula helps marketplaces verify sellers without turning onboarding into a queue of retries and manual reviews. ✔️ Capture usable ID images the first time ✔️ Automate document, face, and liveness checks ✔️ Keep verification inside your app or website Get legitimate sellers verified in no time.