RateCraft

We find insurance overpayments. You keep the savings. It’s that simple. ✅ At Ratecraft we analyze your policies at no upfront cost and only charge when we prove savings. No risk. Clear results. Measurable impact. Want to lower your premiums and protect your bottom line? Let’s talk: https://wix.to/msHGgpe #RiskFreeSavings #InsuranceOptimization #FinanceLeadership

Your premiums go up. Your broker shrugs. You approve the hike—again. But here’s what they’re not telling you: 💰 Brokers earn more when your costs rise 🧾 You’ve likely never seen a per-claim breakdown 🕳️ Hidden fees, markups, and kickbacks stay buried That’s not transparency—it’s a blank check. We run forensic audits that uncover what brokers won’t: 🔍 Line-by-line costs 📊 Benchmark pricing across your industry 💡 Clarity that saves—not cuts—coverage ▶️ Watch this 60-second explainer Get a second opinion. One a CFO can trust. 📉 Follow us for weekly insights that protect EBITDA.

“Trust but verify” works in diplomacy. In insurance? Just verify. A “great deal” on your health plan should come with proof: 📊 Benchmark comparisons 🔍 Full fee breakdowns 🧾 Transparency on commissions and markups But those details don’t always make it to the table. That’s why leading CFOs run a 3-point audit before renewing: ✅ Compare to peer pricing ✅ Review each cost layer ✅ Clarify incentives and structure ▶️ Watch this 60-second explainer We’ll walk you through the process and how it’s helping companies uncover new savings—without cutting coverage. 📉 Follow us for weekly CFO insights and cost optimization strategies.

Many health plans rely on generic pricing models—not tailored to your team or actual usage. That can lead to misaligned costs and limited visibility into what you’re really paying for. We help CFOs take control by: ✅ Scrubbing plan designs line by line ✅ Rebuilding pricing based on actual data ✅ Identifying savings hidden in outdated structures The result? 💡 A smarter spend 📊 A stronger plan 💵 A more efficient use of your benefits budget ▶️ Watch this 60-second video to see how we do it—backed by data, not assumptions. 📉 Follow us for weekly insights on building financially optimized health plans.

Most CFOs think they have to wait until renewal. But here’s the truth: You might be sitting on renegotiation rights right now. 🧾 Mid-contract clauses? 🧾 Performance guarantees not met? 🧾 Org changes that trigger a review? Carriers won’t point them out—but we will. ✅ Start with a contract audit ✅ Find leverage buried in the fine print ✅ Renegotiate early—without disruption ▶️ Watch this 60-second explainer Learn how we’ve unlocked savings mid-contract—no carrier switch needed. 📉 Follow us for weekly CFO insights. Stuck in a bad plan? Let us unlock it.

Your premiums rise. Your broker celebrates. Why? They earn 3%–7% of your total premium. More spend = more commission. Still wondering whose side they’re on? No surprise: most plans are bloated, unchecked, and not built for your financial goals. 💡 The fix? ✅ No commissions ✅ No carrier incentives ✅ No savings? No fee. We only get paid if we save you money. ▶️ Watch this 60-second video Get the 3-step strategy smart CFOs use to flip the power dynamic. 📉 Follow us for weekly insights—and learn what your broker’s been paid to keep you in the dark.