Penn Mutual Independence Financial Network (IFN)

Year-end is the time to reassess goals, optimize tax strategies, and prepare clients for the changes ahead in 2026. Proactive planning now can make all the difference. Explore our Year-End Planning Resources today and stay ahead.

Clients are looking for clear guidance as the year ends. Position yourself as the trusted financial professional who helps them finish strong and start the new year ahead. Unlock our Year-End Planning Resources to lead the conversation.

The ACE refresh is live, start using it today. With Penn Mutual’s upgraded Accelerated Client Experience (ACE), you can now offer clients coverage up to $10 million entirely online (less any inforce with Penn Mutual)—with no medical exams, faster decisions, and 24/7 platform access. The refreshed ACE platform simplifies case submission with a smoother, more intuitive experience, from online payments to quicker policy issuance. Starting today, all new applications will flow directly through ACE, giving you the power to serve clients more efficiently and elevate your business.

The tools you need. The efficiency you expect. The new ACE. Penn Mutual’s refreshed Accelerated Client Experience (ACE) platform is built for financial professionals like you to streamline applications, gather client data, and tailor strategies with greater efficiency. Designed to cut policy issue time by up to 50%, ACE supports coverage up to $10 million (less any inforce with Penn Mutual), achieves a 93% placement ratio, and leverages a fully paperless workflow to lower costs and accelerate case completion. Starting today, all new cases will be submitted through the refreshed ACE, giving your clients a faster, smarter, and more intuitive experience from the very beginning.

The new ACE is here and it’s live. Penn Mutual’s refreshed Accelerated Client Experience (ACE) platform is now available for you to use. With faster navigation, smarter functionality, and an intuitive interface, The new ACE delivers a smoother, more intuitive experience, helping you serve clients even more efficiently. Beginning today, every new application will automatically run through the upgraded ACE, giving you a head start on a more streamlined process.

For many eligible clients, underwriting may involve fewer requirements than you expect. Approximately 63% of submitted applications proceed without exams or lab work, helping eligible clients experience fewer barriers and a smoother path through underwriting. Access the new Exam & Lab Free resource to understand eligibility requirements, how our Accelerated Client Experience (ACE) evaluates opportunities, and how to set clear client expectations.