Montran

The EU AI Act’s timeline has changed. Article 50 transparency obligations still apply from 2 August 2026 where relevant, while high-risk requirements move to 2 December 2027 for standalone Annex III systems and 2 August 2028 for AI embedded in regulated products. For payment operators, classification depends on intended purpose. Creditworthiness and credit-scoring systems can be high-risk, while AI used specifically for financial-fraud detection is excluded from that Annex III category. Combined models need a separate assessment. Read the full article here: https://lnkd.in/e4VRPvES/?utm_campaign=2026_Q4_Oct_Boosting_Engagement&utm_source=linkedin&utm_medium=paid&utm_id=1219560984&hsa_acc=510747155&hsa_cam=1219560984&hsa_grp=901492954&hsa_ad=1586169964&hsa_net=linkedin&hsa_ver=3 #Montran #EUAIAct #PaymentInfrastructure

Montran is proud to be exhibiting at Sibos 2026, taking place September 28 – October 1 in Miami, Florida. As the global financial community comes together to exchange ideas and shape what’s next for the industry, our team will be on site to connect with banks, financial institutions, and market infrastructures from around the world. We look forward to sharing how Montran is helping modernize financial infrastructure across payments, capital markets, and other mission-critical financial ecosystems, enabling greater connectivity, resilience, and efficiency. Meet us in Miami and discover how we can help build the infrastructure behind the future of finance. #Montran #Sibos2026 #FinancialInfrastructure

Commercial banks do not need to replace the core to modernize payments. The more immediate challenge is decoupling the payment layer so real-time processing, multi-rail connectivity, and embedded controls can improve without waiting for a full core program. That is the logic behind GPH in Part 2 of the FI Customer Journey series. Read the full article here: https://lnkd.in/gqbJFVFY #Montran #GPH #PaymentModernization

For most of the past decade, the modernization conversation in payments has been a deployment conversation. With ISO 20022 live across Swift and SEPA Instant now mandated across the eurozone, the strategic frontier has moved decisively elsewhere. What separates leading payment operators from followers is no longer whether the rails work — it is what those rails understand about every transaction in flight, and what they reveal back to the institutions clearing on them. Read the full article here: https://lnkd.in/gsB5i6H8 #Montran #PaymentHub #ISO20022

Industry standards migration is largely behind us — yet many institutions rushed deployment without building real operational depth. From payments and securities to FX and trade finance, the gap between new technology and the institutional knowledge needed to sustain it keeps widening. Technology procurement is no longer the bottleneck — up-to-date, operational expertise is. The institutions advancing fastest treat structured, practitioner-led capability building as infrastructure, not overhead, turning human knowledge into durable strategic advantage. Read the full article here: https://lnkd.in/eSzkmHNf #Montran #MontranAcademy #ISO20022

We’re proud to share the successful transformation of the Bank of Tanzania’s 24/7 RTGS, upgraded to the latest ISO IAP standard, delivering a comprehensive modernization of payment flows, interfaces, and settlement processes while maintaining continuous operations. The resulting hybrid RTGS supports concurrent MT and ISO IAP messaging, mixed Y-COPY and VPN rails, real-time REST APIs for banks, and connectivity to domestic, regional EAPS, and multiple third-party financial infrastructures. This transformation represents a significant step forward in the Bank of Tanzania’s modernization journey. By enhancing interoperability, scalability, and regional connectivity, the upgraded RTGS strengthens the country’s financial ecosystem—supporting institutions, enabling markets, and delivering greater efficiency and trust to the broader economy. #Montran #RTGS #WeUnifyTheWorldFinancially