Lightspark

We’re thrilled to announce our partnership with Visa to enable stablecoin- and Bitcoin-backed Visa debit cards across 100+ countries. Through Lightspark’s Grid platform, financial institutions, fintechs, and businesses can now offer their customers Visa cards funded by: • Stablecoins (USDC and others on Solana, Base, and Spark) • Bitcoin via Spark or Lightning • Fiat currencies including USD and EUR This means cardholders can spend their digital or fiat balances at 175M+ Visa-accepting merchants worldwide, seamlessly bridging on-chain accounts to everyday purchases. As David Marcus put it: “Whether your balance is in fiat, stablecoins, or Bitcoin, you should be able to spend it anywhere in the world, instantly.” The partnership launches in the US and Europe, with expansion to Asia Pacific, Africa, and the Middle East to follow. Lightspark will also become a Visa Principal Member, starting in Europe. Learn more: https://lnkd.in/g4aAf_yt

We built something we've wanted to exist for a long time. Today, we're announcing Grid Global Accounts. For years, platforms that move money for their users have faced an uncomfortable truth: you build the product, you acquire the users, you create the transactions, and then you hand the economics to a chain of intermediaries. Banks, PSPs, card networks all take their cut. Grid Global Accounts is a new path. It's full-stack financial account infrastructure that lets platforms turn their app into a global financial account, without a banking license, a multi-year compliance buildout, and handing your revenue to someone else. One API integration. Live in weeks. Your users get: - Branded dollar accounts, backed by your own stablecoin - Visa debit cards (virtual and physical) accepted at 175M+ merchants globally - Instant local payouts via PIX, SEPA Instant, UPI, FedNow, and more — 65+ countries, 14,000+ banks - Native Bitcoin conversion, no external exchange needed - Cross-chain interoperability across Ethereum, Solana, Base, Polygon, and more And for platforms building for the AI era: AI Agent bounded delegation. Give an AI agent its own scoped, funded, auditable operating pocket. Spending limits, approved payees, and instant revocation, enforced at the wallet level. The first financial account built for agents to transact safely. Your platform earns interchange on every card swipe, retains reserve yield on stablecoin balances, and captures FX and BTC conversion margin. The revenue that was flowing to intermediaries flows to you. We handle licensing, KYB/KYC, card issuance, global rails, regulatory reporting, and fraud monitoring. You stay focused on your product. This product couldn't have existed a year ago. Regulatory clarity from the GENIUS Act and MiCA, embedded wallets at scale, and mature stablecoin payment rails all converged to make it possible now. Sandbox is open. We'd love to show you what's possible. 👉 https://lnkd.in/g5-tC9pt #Fintech #Payments #Stablecoins #AI #Web3 #GridGlobalAccounts

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Open eventually wins. Every time. When networks open, the world moves forward. The Silk Road: not one road, a network no one owned. Rome: one standard for roads and coinage, and friction collapsed. A steel box: the shipping container made global trade click. A few lines : the barcode gave retail a common language, turning into software. GSM: made phones work everywhere. The internet: beat walled gardens. GPS: went public and unlocked maps, logistics, and more. There’s one last great, closed network: money. It’s time to open it. An open money network is simple: standard rails anyone can build on. Neutral. Permissionless. Global. Costs drop. Innovation speeds up. Choice expands. Open doesn’t erase winners. It changes how you win. We don’t need more castles. We need roads. Not our network—your network. Watch the first part of the talk below. ↘️

Introducing Lightspark Grid. Commands for money. One API to send, receive, and settle value globally. Fiat, stablecoins, or BTC. Always real time, always low-cost, built on Bitcoin. Learn more: https://lnkd.in/gnVhygvh