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Starting on Dec 31st, 2026, 11.4M FT workers will need to comply with monthly reporting to the state regarding their work status (about 8.5% of the entire FT workforce, or 1 out of every 12 FT workers). -How many FT & PT workers receive Medicaid: 16.6. Million -Almost 70% of all working adults on Medicaid are in a FT role (11.4 Million) Many of these 11.4M workers already face chronic conditions & coverage losses (causing QLEs - Qualifying Life Events); most have dependents. Employers will see a more complex Employee Risk Pool during next year's Open Enrollment: state notices of these changes will start to go out to 11.4M workers, as soon as September 2026. Credit to KFF for compiling this data: https://lnkd.in/g8qFFgVJ

🚨OBBBA = More High-Cost Claimants for Employers Starting 2026, the Big Beautiful Bill will push more high-cost claimants into employer healthcare plans — driving costs through the roof if you’re not prepared. ✅ Identify your risk exposure ✅ Prepare for 2026 policy changes ✅ Control costs before they spike BeneStream’s data & risk assessments help employers protect their plans before OBBBA’s impact hits.

⚠️ OBBBA Will Push Dependents Off Coverage — Premiums Could Rise The Big Beautiful Bill is changing eligibility — and when dependents lose coverage, employer premiums can spike. BeneStream’s OBBBA Risk Analysis shows you: ✅ Where you’re most exposed ✅ How to prevent cost increases ✅ Steps to get ahead of 2026 changes ➡ How to risk-proof your healthcare plan? Start with data & risk assessments with BeneStream: https://lnkd.in/euzc_x_6

⚠️ OBBBA Will Push Dependents Off Coverage — Premiums Could Rise The Big Beautiful Bill is changing eligibility — and when dependents lose coverage, employer premiums can spike. BeneStream’s OBBBA Risk Analysis shows you: ✅ Where you’re most exposed ✅ How to prevent cost increases ✅ Steps to get ahead of 2026 changes Get prepared with a risk analysis from BeneStream — get ahead of 2026 policy changes. ➡ Get prepared with a risk analysis from BeneStream — get ahead of 2026 policy changes: https://lnkd.in/euzc_x_6

Per The New York Times: Employer healthcare costs have risen at higher rates, specifically over the past several years. One hidden factor? "Over the last four years, the share of working-age adults enrolled in Medicaid dropped from 15.5 percent to 13 percent, according to Commonwealth." The drop in enrollments into Medicaid is a direct factor impacting adverse selection & employer plan costs. "Enrollment in Medicaid, the federal-state program for the poor, has also been declining, although the bulk of the cuts to that program as part of Mr. Trump’s One Big Beautiful Bill Act do not take place until next year." 2027 policy changes will shift more costs & further increase the uninsured rate, especially for full-time workers previously reliant on Medicaid. The net effect will be more low-income workers turning to the company insurance for coverage. The CBO has also projected this across the next 10 years - the data tells the story. Source: https://lnkd.in/gTuwT6rX

TIME recently reported on the healthcare cost increases coming in 2027: "The third comes next January, when Medicaid work-reporting requirements take effect, which CBO projects will eventually push nearly 6 million people out of coverage." This is one of the key factors for the projected rise in costs: "This fall, we expect the 160 million people who get insurance at work will see the largest increase in a generation. Next January, work-reporting requirements will start pushing millions of people off Medicaid." Employers are not being included in this story: they will bear the brunt of many of these changes in the longer term via claims & adverse selection. Source: https://lnkd.in/gHMmJrZ3