BANKING 4.0 | NOCASH EVENTS

As AI becomes woven into everyday decisions — from shopping to investing and managing our daily finances — the question is no longer if banking will transform, but how fast and how intelligently. Panel: AI Banking & Digital Assistants — Challenges, Opportunities & Practical Adoption AI copilots, behavioural analytics, and emotionally intelligent interfaces are reshaping the way customers interact with financial institutions. But how ready is the industry to make AI not just smart — but trusted, practical, and human-centric? The panel will explore: - Real-time data & behavioural insights to personalise financial journeys - AI copilots embedded in life decisions — from shopping to investing and housing - Emotional intelligence in banking UX: empathy meets automation - How behavioural analytics and human-centred design unlock better engagement - Practical adoption: where the opportunities are — and what challenges still stand in the way Panelists: Ana-Maria Georgescu — Executive Partner, IT Smart Systems Andra Sonea, PhD — Researcher, University of Warwick Josef Dvořák — AI Director, Finshape Daniel Marin — Chief Data Officer, BRD Moderator: Andrei Perianu — CoFounder, Bankata A forward-looking conversation on how AI can enhance trust, simplify choices, and power the next generation of digital banking experiences. Join us for a session where technology meets behavioural science — and where the future of AI-driven banking becomes tangible. Join the people who shape what’s next: https://lnkd.in/dPssa7hu

When banking goes beyond banks — and becomes part of everyday life. Panel: Embedded Finance & Invisible Banking, powered by ZITEC Banking is no longer confined to apps or branches — it’s quietly becoming part of the platforms we use every day. From super apps and e-commerce to mobility and lifestyle ecosystems, embedded finance is powering contextual, frictionless experiences where payments, lending, insurance, and even investments happen naturally — right where users are. This panel explores how technology and partnerships are reshaping the future of banking — one where financial services are seamless, integrated, and invisible. Panelists: Georgiana Andrei — CEO, Filbo Mihai Sandu — Head of Digital Sales & Strategic Partnerships, BCR Simion Tihon — Head of Investments, Salt Bank Lucian Daia — CTO, ZITEC Bogdan Speteanu — Platform, Chief Platform Officer, Moov Leasing Nic Marius Balaceanu — Founder & CEO, Lendrise (Moderator) Antar Turgay — Chief Retail Banking Officer, Nexent Bank Join us for an open conversation on how embedded finance redefines engagement, convenience, and trust in a connected world. Explore the full agenda: https://lnkd.in/dezY2VFw #Banking40 #EmbeddedFinance #Innovation #Fintech #DigitalTransformation #ZITEC #FinancialServices #FutureOfBanking

From keynotes to VIP Dinner, Banking 4.0 is where partnerships begin. Don’t miss the chance to be part of Romania’s leading banking innovation event. Get your ticket: https://lnkd.in/dQPKPZPP

A unique experience of innovation, insights, and connections with Europe’s top voices shaping the future of digital banking. 📅 November 25-27, Sinaia Secure your seat now: https://lnkd.in/dQPKPZPP

It’s almost time! Join industry leaders, visionaries and innovators in Sinaia for the most anticipated fintech event of the year. Get your ticket now: https://lnkd.in/dQPKPZPP

Banking is no longer just a utility - it’s becoming part of people’s daily lives, experiences, and choices. The next frontier? Turning financial services into lifestyle ecosystems that connect convenience, identity, and purpose. Panel: From Utility to Lifestyle - The Future of Banking as Part of a Lifestyle Ecosystem As we look toward 2030, banks and fintechs are redefining what it means to be relevant - moving from transactions to experiences, from products to participation. This conversation brings together leaders shaping the future of consumer banking: Monika Kania — Chief Revenue Officer, GFT Poland Marian Ignat — Head of Group Retail Transformation, BCR Erste Group Julien Defossé — Banking Industry Lead, AWS Florina Moisei — Country Manager, Revolut Romania Moderated by: Leda Glyptis PhD - PhD - NED | Advisor | Author - How will banks evolve from service providers to lifestyle enablers? - What does the 2030 vision look like - and what role will data, partnerships, and design play in this transformation? Join us at #Banking4.0 to explore how the future of banking will be built at the intersection of finance, technology, and human behavior. Register here: https://lnkd.in/dPssa7hu #BankingAsLifestyle #DigitalBanking #Fintech #Innovation #CX #Leadership #BankingTransformation #LifestyleBanking #Banking2030